92 Wolf Knob Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 92 Wolf Knob Rd, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1960
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Apr 2023)
Tax Bill	$945 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7545-87-3220`

Property Details

APN / Parcel Number

Primary APN	`7545-87-3220`
Alternative APN	`182199`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Heated Area
1st Floor Area	1,428 sqft
Attic	Attic
Attic Area	396 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	35 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	92 WOLF KNOB RD
City	CULLOWHEE
State	NC
Zip	28723-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 1 OFF CULLOWHEE MOUNTAIN RD
Legal Tract	1
Jurisdiction	JACKSON NC
Township / Civil Division	MOUNTAIN
Census Block Group	5
Census Block	5052
Census Tract	950600

Owner

Source: Jackson County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 WOLF KNOB RD, CULLOWHEE, NC 28723-6308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 3, 2023	Warranty Deed, Transfer
Mar 23, 2021	Intrafamily Transfer, Transfer
Mar 23, 2021	Warranty Deed, Transfer
Jan 22, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Jan 22, 2019
Deed Book / Page	2353 / 1680
Prior Transfer Date	Feb 24, 2021
Prior Transfer Doc	0022960788
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	92 WOLF KNOB RD, CULLOWHEE, NC 28723-6308
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 WOLF KNOB RD, CULLOWHEE, NC 28723-6308

Mortgage

Document Number	0024050482
Date	Sep 23, 2025
Book Page	2405/482

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 3, 2023
Property Address	92 WOLF KNOB RD, CULLOWHEE, NC 28723-6308
Document Number	0023531680
Book / Page	2353 / 1680
Map Reference	CAB 13 SL 612
Instrument Date	Mar 27, 2023
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 WOLF KNOB RD, CULLOWHEE, NC 28723-6308

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Mar 23, 2021
Property Address	92 WOLF KNOB RD, CULLOWHEE, NC 28723-6308
Document Number	0022960788
Book / Page	2296 / 788
Map Reference	CAB 13 SL 612
Instrument Date	Feb 24, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 SOUTH DR APT A, A, DELRAY BEACH, FL 33445-3027

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 23, 2021
Property Address	92 WOLF KNOB RD, CULLOWHEE, NC 28723-6308
Document Number	0022960791
Book / Page	2296 / 791
Map Reference	CAB 13 SL 612
Instrument Date	Feb 24, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 SOUTH DR APT A, A, DELRAY BEACH, FL 33445-3027

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 22, 2019
Property Address	92 WOLF KNOB RD, CULLOWHEE, NC 28723-6308
Document Number	0022300795
Book / Page	002230 / 000795
Instrument Date	Jan 17, 2019
Transaction Type	Transfer
Record Updated	Feb 5, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	902 SOUTH DR #A DELRAY BEACH FL 334453027, A, DELRAY BEACH, FL 33445-3027

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$945.00 (+29.63%)	$248,861 (+29.7%) Land $126,840 Building $122,021
2023	$729.00	$191,870 Land $113,100 Building $78,770

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	21 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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