92 Winnapaug Rd, Apt 3, Westerly, RI 02891 Property Records

Westerly Town property record for 92 Winnapaug Rd, Apt 3, Westerly, RI 02891

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 1,116 sqft · built 1950
OwnerIndividual Name on File
Last Sale$210,000 (Mar 2017)
Tax Bill$1,787 (2025)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNWEST M:152 B:69 L:3

Property Details

APN / Parcel Number

Primary APNWEST M:152 B:69 L:3
Alternative APN
  • 12111401

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Units3 Units
Stories1 Story
Building Area1,116 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCondo/Apartment

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number12111401
Street Address92 WINNAPAUG RD, 3
CityWESTERLY
StateRI
Zip02891-3581
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block69
Legal Lot Number3
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1008
Census Tract51000

Owner

92 Winnapaug Rd, Apt 3 is owned by an individual who bought it in March 2017.

Source: Westerly Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address20 LITTLE LN, WEST HARTFORD, CT 06117-1920
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2017 · Amount on File
Deed SaleMar 7, 2017 · Amount on File
Deed Document Number2017927
Deed Book / Page2017 / 3819
Record UpdatedOct 29, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMar 7, 2017
Property Address92 WINNAPAUG RD APT 3, 3, WESTERLY, RI 02891-3581
Document Number2017-3819
Book / Page002017 / 003819
Instrument DateMar 6, 2017
Instrument927
Transaction TypeTransfer
Record UpdatedMar 24, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017-3826
DateMar 7, 2017
Book Page002017/003826
Instrument928
Lender
NameTERN INN INC
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 92 Winnapaug Rd, Apt 3 was $1,787.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,787.00$251,400 Building $251,400$764,629
2023$2,225.00 (+0.63%)$231,300 (-) Building $231,300
2022$2,211.00$231,300 Building $231,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Winnapaug Rd, Apt 3 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Winnapaug Rd, Apt 3 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Winnapaug Rd

Nearby Streets

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