Cumberland Town property record for 92 Waumsett Ave, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,415 sqft · built 1974 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $108,000 (Jan 1999) |
| Tax Bill | $4,775 (2026) |
| Deeds & Mortgages | Dec 2021 Transfer Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 170-66 |
| Primary APN | 170-66 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,415 sqft Living Area |
| Gross Area | 3,403 sqft |
| 1st Floor Area | 1,415 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 170-66 |
|---|---|
| Street Address | 92 WAUMSETT AVE |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 516 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11302 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 92 WAUMSETT AVE, CUMBERLAND, RI 02864-5817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 9, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 1999 · Amount on Record |
| Deed Sale | Jan 15, 1999 · Amount on Record |
| Prior Sale | Jan 30, 1990 · Amount on Record |
| Deed Book / Page | 784 / 321 |
| Last Transfer Date | Dec 3, 2021 |
| Transfer Doc | 001915-662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 9, 2021 |
| Property Address | 92 WAUMSETT AVE, CUMBERLAND, RI 02864-5817 |
| Document Number | 001915-662 |
| Book / Page | 1915 / 662 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 129625 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 92 WAUMSETT AVE, CUMBERLAND, RI 02864-5817 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 92 WAUMSETT AVE, CUMBERLAND, RI 02864-5817 |
| Document Number | 1734-18 |
| Book / Page | 001734 / 000018 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | 1734-18 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 001734/000018 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2047 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,775.00 (+1.81%) | $477,000 (+24.8%) Land $197,000 Building $280,000 | $459,192 |
| 2025 | $4,690.00 (+5.61%) | $382,200 (-) Land $131,400 Building $250,800 | |
| 2023 | $4,441.00 (+1.62%) | $382,200 (+31.11%) Land $131,400 Building $250,800 | |
| 2022 | $4,370.00 | $291,500 Land $93,800 Building $197,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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