92 Watts St, Canton, NC 28716 Property Records

Haywood County property record for 92 Watts St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1915
Lot Size	0.064 acres (2,792 sqft)
Owner	Company Name on Record
Last Sale	$55,000 (May 2023)
Tax Bill	$434 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8656-59-6976`

Property Details

APN / Parcel Number

Primary APN	`8656-59-6976`
Alternative APNs	`253483` `278448`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Heated Area
Gross Area	1,160 sqft
1st Floor Area	880 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Multi-Family
Exterior Material	Asbestos
Roof Material	Asphalt
Lot Area	2,792 sqft (0.064 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	278448
Street Address	92 WATTS ST
City	CANTON
State	NC
Zip	28716-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR1
Legal Description	92 WATTS ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2019
Census Tract	920400

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4851 W HILLSBORO BLVD, A4, COCONUT CREEK, FL 33073-4355
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage AFIRMPAY INC
Feb 10, 2023	Warranty Deed, Transfer
Oct 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Feb 10, 2023 · Amount on Record
Deed Document Number	20233958
Deed Book / Page	1086 / 680
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 11, 2023
Property Address	92 WATTS ST, CANTON, NC 28716-4228
Document Number	0010860680
Book / Page	1086 / 680
Instrument Date	May 9, 2023
Instrument	2023003958
Transaction Type	Transfer
Record Updated	May 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17171 PARK ROW STE 100, 100, HOUSTON, TX 77084-4935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4851 W HILLSBORO BLVD STE A4, A4, COCONUT CREEK, FL 33073-4355

Mortgage

Document Number	2023003959
Date	May 11, 2023
Instrument	2023003959

Lender

Name	AFIRMPAY INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Jun 1, 2025

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 10, 2023
Property Address	92 WATTS ST, CANTON, NC 28716-4228
Document Number	0010801895
Book / Page	1080 / 1895
Instrument Date	Feb 8, 2023
Instrument	2023001060
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount Recorded
Tax	$96.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 E ONEIDA ST, OSWEGO, NY 13126-2251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17171 PARK ROW STE 100, 100, HOUSTON, TX 77084-4935

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 9, 2018
Property Address	92 WATTS ST, CANTON, NC 28716-4228
Document Number	0009610213
Book / Page	000961 / 000213
Instrument Date	Oct 9, 2018
Instrument	9130
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$88.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WATTS ST CANTON NC 287164228, CANTON, NC 28716-4228

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 24, 2018
Property Address	92 WATTS ST, CANTON, NC 28716-4228
Document Number	0009580347
Book / Page	000958 / 000347
Instrument Date	Aug 15, 2018
Instrument	7569
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$210.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 BROAD ST ASHEVILLE NC 288011985, ASHEVILLE, NC 28801-1985

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,100 (-) Land $8,800 Building $41,300
2025	$434.00	$50,100 (+4.16%) Land $8,800 Building $41,300	$50,100 (+4.16%) Land $8,800 Building $41,300
2023		$48,100 Land $8,300 Building $39,800	$48,100 (-) Land $8,300 Building $39,800
2021			$48,100 Land $8,300 Building $39,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	37 (1983–2024)
Claims Outside the SFHA	5 of 37
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 12 claims Remnants Of Tropical Storm Fred, Aug 2021 · 9 claims Tropical Storm Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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