Suffolk County and Smithtown Town property record for 92 Walter Ct, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,468 sqft · built 1955 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Apr 2016) |
| Tax Bill | $11,728 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 120.-4-71 |
| Primary APN | 473489 120.-4-71 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| 1st Floor Area | 1,468 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 192 sqft |
| Porch | Enclosed Porch |
| Porch Area | 101 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 92 WALTER CT |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-493326 TC-52 *2305 LOT 140 MAYFAIR PARK SEC 3 |
| Legal Subdivision | MAYFAIR PK SEC 3 |
| Legal Block | 4 |
| Legal Lot Number | 71 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 135201 |
92 Walter Ct is owned and occupied by an individual who bought it in April 2016.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 WALTER CT, COMMACK, NY 11725-4127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2022 | Deed of Trust, Mortgage · Line of Credit TEACHERS FCU |
| Mar 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2016 · Amount on File |
| Deed Sale | Apr 20, 2016 · Amount on File |
| Prior Sale | Sep 21, 1993 · Amount on File |
| Deed Book / Page | 12861 / 214 |
| Prior Transfer Date | Feb 4, 2011 |
| Prior Transfer Doc | 0126520073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 92 WALTER CT, COMMACK, NY 11725-4127 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0234390095 |
|---|---|
| Date | Jul 16, 2022 |
| Book Page | 23439/95 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Aug 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 92 WALTER CT, COMMACK, NY 11725-4127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232380753 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 23238/753 |
| Instrument | DL057588 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,215 Land $295 Building $3,920 | $526,875 Land $36,875 Building $490,000 | |
| 2024 | $11,728.00 | ||
| 2023 | $4,215 Land $295 Building $3,920 | $4,845 Land $339 Building $4,506 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 92 Walter Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1981–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Walter Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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