Morgan County property record for 92 Union St, Berkeley Springs, WV 25411 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,624 sqft · built 1926 |
| Lot Size | 0.123 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (May 2018) |
| Tax Bill | $1,609 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 03-1A-0027.0000 |
| Primary APN | 03-1A-0027.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 812 sqft |
| Year Built | Built 1926 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,401 sqft (0.123 acres) |
| Lot Dimensions | 132 ft deep x 165 ft wide |
| Porch | Porch |
| Porch Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 92 UNION ST |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-1856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNION STREET PT LOTS 114 & 115 0.124 AC |
| Legal Lot Number | 114,115 115 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 970800 |
Source: Morgan County records · APN 03-1A-0027.0000
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 JOHNSONS MILL RD, BERKELEY SPRINGS, WV 25411-4576 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2018 · Amount on Record |
| Deed Sale | May 08, 2018 · Amount on Record |
| Deed Document Number | 0000266252 |
| Record Updated | Jun 08, 2026 |
Source: Morgan County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| Municipality | Bath (Berkeley Springs) Town |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,609.00 (+349.44%) | $64,680 (+351.05%) Land $9,300 Building $55,380 | $107,800 (+351.05%) Land $15,500 Building $92,300 |
| 2023 | $358.00 (+0.28%) | $14,340 (+0.42%) Land $4,980 Building $9,360 | $23,900 (+0.42%) Land $8,300 Building $15,600 |
| 2022 | $357.00 | $14,280 Land $4,980 Building $9,300 | $23,800 Land $8,300 Building $15,500 |
Source: FEMA National Flood Hazard Layer, Morgan County (54065C), updated September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540659708003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1996–2022) |
| Claims Outside the SFHA | 3 of 22 |
| Most Recent Claim | May 2022, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Town of Bath Historic District listed 2009 · 228 contributing resources · NRIS 09000245 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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