St. Johns County property record for 92 Twin Lakes Dr, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,768 sqft · built 2010 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Aug 2019) |
| Tax Bill | $3,098 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136074-0030 |
| Primary APN | 136074-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,243 sqft |
| 1st Floor Area | 867 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 243 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 92 TWIN LAKES DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-8292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 62/13-24 TWIN LAKES LOT 3 OR4781/22 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21103 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 92 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Aug 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Prior Sale | Jan 5, 2011 · Amount on Record |
| Deed Document Number | 201961290 |
| Deed Book / Page | 4781 / 22 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 92 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8292 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 92 TWIN LAKES DR, ST AUGUSTINE, FL 32084-8292 |
| Document Number | 0056881069 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 5688/1069 |
| Instrument | 2023000208 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 92 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8292 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 92 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8292 |
| Document Number | 0053811545 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 5381/1545 |
| Instrument | 2021106670 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 20, 2019 |
| Property Address | 92 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8292 |
| Document Number | 0047810022 |
| Book / Page | 4781 / 0022 |
| Map Reference | MB 62 PG 13-24 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 2019061290 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | OLDE TOWNE TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 313 CRYSTAL LAKE DR, 313, SAINT AUGUSTINE, FL 32084-9302 |
| Name | Verified Name |
|---|---|
| Address | 92 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8292 |
| Document Number | 0000478124 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 4781/24 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,609 (+2.7%) | $332,659 (+2.3%) Land $75,000 Building $257,659 | |
| 2025 | $3,098.00 (+13.4%) Homeowner's exemption | $244,020 (+2.9%) | $325,184 (-0.68%) Land $75,000 Building $250,184 |
| 2024 | $2,732.00 (+2.05%) Homeowner's exemption | $237,143 (+3%) | $327,403 (-3.81%) Land $75,000 Building $252,403 |
| 2023 | $2,677.00 (+3.24%) Homeowner's exemption | $230,236 (+3%) | $340,358 (+10.09%) Land $75,000 Building $265,358 |
| 2022 | $2,593.00 Homeowner's exemption | $223,530 | $309,161 Land $78,400 Building $230,761 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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