92 Tradd St, Charleston, SC 29401 Property Records

Charleston County property record for 92 Tradd St, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,842 sqft · built 1762
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$4,495,000 (Nov 2023)
Tax Bill	$20,887 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`457-12-04-039`

Property Details

APN / Parcel Number

Primary APN	`457-12-04-039`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,842 sqft Living Area
Gross Area	5,256 sqft
1st Floor Area	1,694 sqft
Upper Floors Area	3,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1762
Effective Year Built	Effective 1762
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Galvanized Metal
Lot Area	7,405 sqft (0.17 acres)
Terrain	High
Porch	Slab
Porch Area	959 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	92 TRADD ST
City	CHARLESTON
State	SC
Zip	29401-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -92 TRADD AND REAR 80 KING
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1023
Census Tract	200

Owner

92 Tradd St is owner-occupied and held in a trust since November 2023.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	92 TRADD ST, CHARLESTON, SC 29401-2534
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Prior Sale	Jun 28, 2016 · Amount on File
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 8, 2023
Property Address	92 TRADD ST, CHARLESTON, SC 29401-2534
Document Number	0012120508
Book / Page	1212 / 508
Map Reference	MB DB PG 649
Instrument Date	Nov 2, 2023
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,687.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	92 TRADD ST, CHARLESTON, SC 29401-2534

Mortgage

Document Number	0001212509
Date	Nov 8, 2023
Instrument	1212/509

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 92 Tradd St was $20,887, down 72.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,887.00 (-72.75%)	$4,495,000 (+2,4%) Land $1,900,000 Building $2,595,000	$4,495,000 Land $1,900,000 Building $2,595,000
2024	$76,636.00	$179,800
2022	$14,038.00	$118,990	$3,024,700 Land $1,295,900 Building $1,728,800
2020			$4,495,000 Land $1,900,000 Building $2,595,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 92 Tradd St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 185 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	293 units insured incl. 108 condo units
Nearby Flood Claims	145 (1979–2024)
Claims Outside the SFHA	21 of 145
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 14 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 92 Tradd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20