92 Terra Vista, Cheney, WA 99004 Property Records

Spokane County property record for 92 Terra Vista, Cheney, WA 99004

Property Summary

Property Type	Vacant Land
Lot Size	0.181 acres (7,865 sqft)
Owner	Company Name on File
Last Sale	$570,000 (Apr 2021)
Tax Bill	$791 (2026)
Deeds & Mortgages	Mar 2022 Second Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13133.3203`

Property Details

APN / Parcel Number

Primary APN	`13133.3203`

Exterior

Lot Area	7,865 sqft (0.181 acres)

Location & Zoning

Street Address	92 TERRA VIS
City	CHENEY
State	WA
Zip	99004-2801
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R-3
Legal Description	TERRA VISTA LT 3 BLK 3 (AFN# 5958022)
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	TERRA VISTA
Legal Block	3
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	AMBER-CHENEY SOUTH
Census Block Group	1
Census Block	1019
Census Tract	14200

Owner

92 Terra Vista, vacant land, is owned by a company that bought it in April 2021.

Source: Spokane County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	804 W BOONE AVE, SPOKANE, WA 99201-2502
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INW SOLUTIONS LLC
Apr 27, 2021	Warranty Deed, Transfer · Commercial Mortgage JD CHENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Feb 11, 2015 · Amount on File
Deed Document Number	20217066512
Prior Transfer Date	Dec 27, 2014
Prior Transfer Doc	0006372498
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	92 TERRA VIS, CHENEY, WA 99004-2801
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007193730
Date	Mar 29, 2022
Instrument	7193730

Lender

Name	INW SOLUTIONS LLC
Type	Non-Lending Institution
Address	COEUR D ALENE, ID 83814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 27, 2021
Property Address	92 TERRA VIS, CHENEY, WA 99004-2801
Document Number	0007066512
Map Reference	VOL 36 PG 33&34
Instrument Date	Apr 22, 2021
Instrument	7066512
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,251.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 W BOONE AVE, SPOKANE, WA 99201-2502

Mortgage

Document Number	0007066514
Date	Apr 27, 2021
Instrument	7066514

Lender

Name	JD CHENCY LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0007066513
Date	Apr 27, 2021
Instrument	7066513

Lender

Name	TCF PROPERTIS LLC
Type	Non-Lending Institution
Address	GREENACRES, WA 99016

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 92 Terra Vista was $791, down 5.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$791.00 (-5.38%)	$80,000 (+14.29%) Land $80,000	$80,000 (+14.29%) Land $80,000
2025	$836.00 (+10.44%)	$70,000 (-12.5%) Land $70,000	$70,000 (-12.5%) Land $70,000
2024	$757.00 (+11.49%)	$80,000 (+66.67%) Land $80,000	$80,000 (+66.67%) Land $80,000
2023	$679.00 (+25.51%)	$48,000 Land $48,000	$48,000 Land $48,000
2022	$541.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 92 Terra Vista in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Terra Vista is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DCI Cable	1,000 / 100

May also be available: Verizon.

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