92 Surrey Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 92 Surrey Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,564 sqft · built 1963
Lot Size	1.23 acres (53,797 sqft)
Owner	2 Individual Names on File
Last Sale	$1,330,000 (Dec 2024)
Tax Bill	$19,410 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-03304-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`14-03304-0000-00014`
Alternative APNs	`1400613E00003` `140330400014`

Interior

Building Area	3,564 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	53,797 sqft

Location & Zoning

Old Parcel Number	1400613E00003
Street Address	92 SURREY DR
City	WAYNE
State	NJ
Zip	07470-5221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3304
Legal Lot Number	14
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3006
Census Tract	246003

Owner

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	92 SURREY DR, WAYNE, NJ 07470-5221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 30, 2024	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Oct 7, 2020	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	202441028
Deed Book / Page	4826 / 118
Prior Transfer Date	Jun 14, 2006
Prior Transfer Doc	001256/146
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	92 SURREY DR, WAYNE, NJ 07470-5221
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023947
Date	May 2, 2022
Book Page	M17967/114
Instrument	2022023947

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 30, 2024
Property Address	92 SURREY DR, WAYNE, NJ 07470-5221
Document Number	0000041028
Book / Page	D4826 / 118
Instrument Date	Nov 18, 2024
Instrument	2024041028
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 PETERSON RD, WAYNE, NJ 07470-4174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SURREY DR, WAYNE, NJ 07470-5221

Mortgage

Document Number	0000041029
Date	Dec 30, 2024
Instrument	2024041029

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 7, 2020
Property Address	92 SURREY DR, WAYNE, NJ 07470-5221
Document Number	0000050430
Book / Page	D3881 / 129
Instrument Date	Aug 25, 2020
Instrument	2020050430
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 SURREY DR, 81, WAYNE, NJ 07470-5222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SURREY DR, WAYNE, NJ 07470-5221

Mortgage

Document Number	0000050431
Date	Oct 7, 2020
Instrument	2020050431

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,300 (+39.46%) Land $166,900 Building $284,400	$451,300 (+39.46%) Land $166,900 Building $284,400
2025	$19,410.00 (+0.88%)	$323,600 (-) Land $166,900 Building $156,700	$323,600 (-) Land $166,900 Building $156,700
2024	$19,241.00 (+5.17%)
2023		$323,600 Land $166,900 Building $156,700	$323,600 Land $166,900 Building $156,700
2022	$18,296.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile USA.

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