92 Summit Ave, West Warwick, RI 02893 Property Records

West Warwick Town property record for 92 Summit Ave, West Warwick, RI 02893

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,569 sqft · built 1920
Lot Size	0.232 acres (10,088 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2022)
Tax Bill	$4,886 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-0623-50`

Property Details

APN / Parcel Number

Primary APN	`19-0623-50`
Alternative APNs	`WWAR 002-0297-0-000` `002=0297=0=000` `2-0172-34`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
Gross Area	3,476 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,088 sqft (0.232 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	2-0172-34
Street Address	92 SUMMIT AVE
City	WEST WARWICK
State	RI
Zip	02893-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Jurisdiction	WEST WARWICK RI
Township / Civil Division	WEST WARWICK
Census Block Group	3
Census Block	3027
Census Tract	20400

Owner

Source: West Warwick Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	92 SUMMIT AVE, WEST WARWICK, RI 02893-4226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
Apr 21, 2020	Warranty Deed, Transfer · VA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Apr 21, 2020 · Amount on Record
Transfer Doc	2114-324
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST WARWICK RI
Recording Date	May 10, 2022
Property Address	92 SUMMIT AVE, WEST WARWICK, RI 02893-4226
Document Number	0024872330
Instrument Date	May 10, 2022
Instrument	2487-2330
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SUMMIT AVE, WEST WARWICK, RI 02893-4226

Mortgage

Document Number	0024872331
Date	May 10, 2022
Instrument	2487-2331

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST WARWICK RI
Recording Date	Apr 21, 2020
Property Address	92 SUMMIT AVE, WEST WARWICK, RI 02893-4226
Document Number	0024851696
Instrument Date	Apr 20, 2020
Instrument	24851696
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SUMMIT AVE WEST WARWICK RI 028934226, WEST WARWICK, RI 02893-4226

Mortgage

Document Number	24851697
Date	Apr 21, 2020
Instrument	24851697

Lender

Name	NATIONS LNDG

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	West Warwick Town
Unified School District	West Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,886.00 (+21.72%)	$341,900 (+56.05%) Land $70,300 Building $271,600	$412,870
2023	$4,014.00	$219,100 Land $66,300 Building $152,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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