92 Stow St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 92 Stow St, Waltham, MA 02453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,638 sqft · built 1950
Lot Size	0.173 acres (7,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Nov 2020)
Tax Bill	$9,347 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107967`

Property Details

APN / Parcel Number

Primary APN	`107967`
Alternative APN	`WALT M:057 B:017 L:0013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
Gross Area	2,546 sqft
Basement Area	819 sqft
Unfinished Basement	819 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,532 sqft (0.173 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	107967
Street Address	92 STOW ST
City	WALTHAM
State	MA
Zip	02453-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	17
Legal Lot Number	13
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	4
Census Block	4011
Census Tract	368300

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 STOW ST, WALTHAM, MA 02453-1632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Nov 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Book / Page	76163 / 512
Prior Transfer Date	Nov 11, 2020
Prior Transfer Doc	76163-512
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	92 STOW ST, WALTHAM, MA 02453-1632
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085111-144
Date	Jan 12, 2026
Book Page	85111/144
Instrument	3508

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Nov 13, 2020
Property Address	92 STOW ST, WALTHAM, MA 02453-1632
Document Number	76163-512
Book / Page	076163 / 000512
Instrument Date	Nov 11, 2020
Instrument	213156
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3,306.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	STOW ST WALTHAM MA 02453, WALTHAM, MA 02453

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	92 STOW ST, WALTHAM, MA 02453-1632
Document Number	72834-509
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 STOW ST WALTHAM MA 024531632, WALTHAM, MA 02453-1632

Mortgage

Document Number	72834-509
Date	Jun 27, 2019
Book Page	072834/000509
Instrument	89695

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,347.00 (+11%)	$905,700 (+5.62%) Land $425,600 Building $480,100	$842,881 (-4.69%)
2025	$8,421.00 (+3.68%)	$857,500 (+1.78%) Land $405,300 Building $452,200	$884,355 (+10.98%)
2024	$8,122.00 (+1.69%)	$842,500 (+8.86%) Land $397,800 Building $444,700	$796,860
2023	$7,987.00	$773,900 Land $360,300 Building $413,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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