92 St Cecelia Ave, Mineral, VA 23117 Property Records

Louisa County property record for 92 St Cecelia Ave, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,922 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$15,000 (Mar 2018)
Tax Bill	$677 (2022)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43B2 2 6 1`

Property Details

APN / Parcel Number

Primary APN	`43B2 2 6 1`
Alternative APNs	`8452` `8196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,922 sqft Living Area
1st Floor Area	1,461 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Other
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	527 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8196
Street Address	98 ST CECELIA AVE
City	MINERAL
State	VA
Zip	23117-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Description	BLOCK 6 LOT PLAT 1938/857 SEQ 9 DB 2032/188 .185 AC
Legal Subdivision	TOWN OF MINERAL
Legal Block	6
Legal Lot Number	1
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	3
Census Block	3025
Census Tract	950202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mineral Historic District listed 2005 · 231 contributing resources · NRIS 05000271

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

92 St Cecelia Ave is owned by a company that bought it in March 2018.

Source: Louisa County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1787, LOUISA, VA 23093-1787
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BANK
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BANK
Aug 26, 2025	Deed, Transfer
Mar 9, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Deed Document Number	20182345
Deed Book / Page	1552 / 767
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Recording Date	Apr 24, 2026
Property Address	92 ST CECELIA AVE, MINERAL, VA 23117-9005
Document Number	0000003896
Book / Page	2082 / 437
Instrument Date	Apr 24, 2026
Instrument	20263896
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	202 W MAIN ST, LOUISA, VA 23093-9450

Mortgage

Document Number	0000003896,
Date	Apr 24, 2026
Book Page	2082/437
Instrument	20263896

Lender

Name	BLUE RIDGE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Recording Date	Apr 24, 2026
Property Address	98 ST CECELIA AVE, MINERAL, VA 23117-9005
Document Number	002082/437
Book / Page	2082 / 437
Instrument Date	Apr 24, 2026
Instrument	20263896
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	202 W MAIN ST, LOUISA, VA 23093-9450

Mortgage

Document Number	0000003896,
Date	Apr 24, 2026
Book Page	2082/437
Instrument	20263896

Lender

Name	BLUE RIDGE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 26, 2025
Property Address	92 ST CECELIA AVE, MINERAL, VA 23117-9005
Document Number	002032/188
Book / Page	2032 / 188
Map Reference	MB 1938 PG 857
Instrument Date	Aug 24, 2025
Instrument	202500007703
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1787, LOUISA, VA 23093-1787

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 9, 2018
Property Address	98 ST CECILIA AVE, MINERAL, VA 23117
Document Number	0000002345
Book / Page	001552 / 000767
Instrument Date	Mar 7, 2018
Instrument	2345
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1787 LOUISA VA 230931787, LOUISA, VA 23093-1787

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Municipality	Mineral Town
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,800 (+1,764%) Land $20,000 Building $352,800	$372,800 (+1,764%) Land $20,000 Building $352,800
2025		$20,000 (-4.76%) Land $20,000	$20,000 Land $20,000
2024		$21,000 (-) Land $20,000 Building $1,000
2023		$21,000 Land $20,000 Building $1,000
2022	$677.00		$21,000 Land $20,000 Building $1,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 St Cecelia Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 St Cecelia Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MINERAL serves 478 people · EPA ID VA2109525
Water Source	Purchased surface water from LOUISA COUNTY WATER AUTHORITY
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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