Cooke County property record for 92 Spur Ln, Gainesville, TX 76240
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 1997 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $403,194 (Oct 2025) |
| Tax Bill | $4,349 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0491-043-00000-MHL |
| Primary APN | 0491-043-00000-MHL |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 3,136 sqft |
| 1st Floor Area | 1,984 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 68,389 sqft (1.57 acres) |
| Garage Type | Carport |
| Garage Area | 672 sqft |
| Carport | Carport |
| Carport Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 440 sqft |
| Storage Building | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0491-043-00000-MHL |
|---|---|
| Street Address | 92 SPUR LN |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-1856 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | HAMILTON J 0491 ACRES 1.57 LABEL# PFS0437301 SN1 12527703A TITLE # 01211788 |
| Legal Subdivision | HAMILTON J |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE SOUTHEAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 701 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 92 SPUR LN, GAINESVILLE, TX 76240-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Aug 25, 2016 · Amount on Record |
| Deed Document Number | 20257393 |
| Deed Book / Page | 2740 / 641 |
| Prior Transfer Date | Aug 23, 2016 |
| Prior Transfer Doc | 2086/777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 92 SPUR LN, GAINESVILLE, TX 76240-1856 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | UNKNOWN, TST |
| Name | Verified Name |
|---|---|
| Address | 771 COUNTY ROAD 121, GAINESVILLE, TX 76240-1613 |
| Document Number | 002740/658 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 2740/658 |
| Instrument | 2025-7396 |
| Name | TRIAD FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 367 Months |
| Due | May 1, 2056 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,349.00 (+761.19%) Homeowner's exemption Senior Citizen's exemption | $314,152 (+112.39%) Land $109,200 Building $204,952 | $314,152 (+59.86%) Land $109,200 Building $204,952 |
| 2025 | $505.00 (+1.2%) Homeowner's exemption Senior Citizen's exemption | $147,911 (+21%) Land $109,200 Building $87,321 | $196,521 (+6.14%) Land $109,200 Building $87,321 |
| 2024 | $499.00 (-45.16%) | ||
| 2023 | $122,241 Land $80,650 Building $104,510 | $185,160 Land $80,650 Building $104,510 | |
| 2022 | $910.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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