Worcester County property record for 92 Spinnaker Ln, Berlin, MD 21811
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 716 sqft · built 1984 |
| Lot Size | 0.056 acres (2,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,500 (Oct 2019) |
| Tax Bill | $988 (2026) |
| Deeds & Mortgages | Oct 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-118258 |
| Primary APN | 03-118258 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 716 sqft Total Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 2,450 sqft (0.056 acres) |
| Deck Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 118258 |
|---|---|
| Street Address | 92 SPINNAKER LN |
| City | BERLIN |
| State | MD |
| Zip | 21811 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT 92 PH 1 SEC 1 SPINNAKER LANE PL WHITE HORSE PARK |
| Legal Phase | 1 |
| Legal Lot Number | 92 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950700 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4313 FOXGLOVE CT, BELCAMP, MD 21017-1659 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on File |
| Deed Sale | Oct 4, 2019 · Amount on File |
| Prior Sale | Dec 7, 1984 · Amount on File |
| Deed Book / Page | 7505 / 492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Oct 4, 2019 |
| Property Address | 92 SPINNAKER LN, BERLIN, MD 21811 |
| Document Number | 0075050492 |
| Book / Page | 007505 / 000492 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | CASTLE TITLE INSURANCE AGENCY, CASTLE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4313 FOXGLOVE CT BELCAMP MD 210171659, BELCAMP, MD 21017-1659 |
| Document Number | 75050496 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 007505/000496 |
| Name | FARMERS BK/WILLARDS |
|---|---|
| Type | Bank |
| Address | WILLARDS, MD 21874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $988.00 (+10.02%) | $107,100 (+25.95%) | $116,900 (+33.6%) Land $74,000 Building $42,900 |
| 2025 | $898.00 (+10.46%) | ||
| 2023 | $813.00 | $85,033 | $87,500 Land $63,000 Building $24,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 155 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 26 (1985–2024) |
| Claims Outside the SFHA | 14 of 26 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
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