92 Spiller Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 92 Spiller Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 922 sqft · built 1980
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jan 2024)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:079 B:015 L:001`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:079 B:015 L:001`
Alternative APN	`4440`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
Gross Area	2,624 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Combination
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Oil

Location & Zoning

Account Number	4440
Street Address	92 SPILLER RD
City	GORHAM
State	ME
Zip	04038-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	15
Legal Lot Number	1
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1006
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records · APN GRHM M:079 B:015 L:001

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	92 SPILLER RD, GORHAM, ME 04038-2241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Jul 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	Nov 10, 2022 · Amount on Record
Deed Document Number	20243455
Deed Book / Page	40587 / 193
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Jan 29, 2024
Property Address	92 SPILLER RD, GORHAM, ME 04038-2241
Document Number	0405870193
Book / Page	40587 / 193
Instrument Date	Jan 26, 2024
Instrument	3455
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	36 IRVING ST APT 1, 1, PORTLAND, ME 04103-3472

Mortgage

Document Number	0000003456
Date	Jan 29, 2024
Instrument	3456

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Nov 10, 2022
Property Address	92 SPILLER RD, GORHAM, ME 04038-2241
Document Number	0398390267
Book / Page	39839 / 267
Instrument Date	Nov 10, 2022
Instrument	56372
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26 ORCHAD RD, BAR HARBOR, ME 04609-7785

Mortgage

Document Number	0000056373
Date	Nov 10, 2022
Instrument	56373

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 01, 2032
Max Rate At Change	3%
Index	Other
Margin	3

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	92 SPILLER RD, GORHAM, ME 04038-2241
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0395790099
Date	Jul 18, 2022
Book Page	39579/99
Instrument	36265

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,360.00 (+0.67%)	$294,600 (-) Land $98,600 Building $196,000
2024	$4,331.00 (+14.4%)	$294,600 (-) Land $98,600 Building $196,000
2022	$3,786.00	$294,600 Land $98,600 Building $196,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 45 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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