92 Spencer Rd, Torrington, CT 06790 Property Records

Torrington City property record for 92 Spencer Rd, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,341 sqft · built 1962
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Sep 2017)
Tax Bill	$7,160 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2020 Line of Credit + 1 more
APN	`11252`

Property Details

APN / Parcel Number

Primary APN	`11252`
Alternative APNs	`TORR M:245 B:003 L:006` `011252`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
Gross Area	3,200 sqft
Basement Area	1,101 sqft
Unfinished Basement	1,101 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11252
Street Address	92 SPENCER RD
City	TORRINGTON
State	CT
Zip	06790-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-WP
Legal Block	3
Legal Lot Number	6
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1014
Census Tract	310601

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 SPENCER RD, TORRINGTON, CT 06790-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit TORRINGTON MUNICIPAL & TEACHERS FCU
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit PRIVATE INDIVIDUAL
Sep 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Deed Book / Page	1254 / 623
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	92 SPENCER RD, TORRINGTON, CT 06790-2513
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001391-536
Date	Jun 13, 2023
Book Page	1391/536
Instrument	2023-484922

Lender

Name	TORRINGTON MUNICIPAL & TEACHERS FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	92 SPENCER RD, TORRINGTON, CT 06790-2513
Document Number	1305-771
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SPENCER RD TORRINGTON CT 067902513, TORRINGTON, CT 06790-2513

Mortgage

Document Number	1305-771
Date	Apr 28, 2020
Book Page	001305/000771
Instrument	454471

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 27, 2045

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Sep 18, 2017
Property Address	92 SPENCER RD, TORRINGTON, CT 06790-2513
Document Number	1254-623
Book / Page	001254 / 000623
Instrument Date	Sep 13, 2017
Instrument	433648
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SPENCER RD TORRINGTON CT 067902513, TORRINGTON, CT 06790-2513

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,160.00 (-12.98%)	$213,990 (-) Land $33,740 Building $180,250	$312,884 (+108.88%)
2025	$8,228.00	$213,990 (+61.58%) Land $33,740 Building $180,250	$149,793 Land $23,618 Building $126,175
2024	$8,228.00 (+29.53%)
2023	$6,352.00 (+1.75%)	$132,440 (-) Land $33,780 Building $98,660
2022	$6,243.00	$132,440 Land $33,780 Building $98,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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