Somerset County and Bernards Township property record for 92 Spencer Rd, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 1,542 sqft · built 1950 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Jul 1994) |
| Tax Bill | $11,548 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01806-0000-00022 |
| Primary APN | 02-01806-0000-00022 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200098000000022 |
|---|---|
| Street Address | 92 SPENCER RD |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | ADDITIONAL LOTS: 115 22 |
| Legal Subdivision | ADAMS VILLAGE CONDO BLDG 22 |
| Legal Block | 1806 |
| Legal Lot Number | 22 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 92 SPENCER RD, BASKING RIDGE, NJ 07920-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Line of Credit PEAPACK GLADSTONE BANK |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 1994 · Amount on Record |
| Deed Sale | Jul 12, 1994 · Amount on Record |
| Prior Sale | Apr 12, 1994 · Amount on Record |
| Deed Book / Page | 1966 / 335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 92 SPENCER RD, BASKING RIDGE, NJ 07920-1821 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 92 SPENCER RD, BASKING RIDGE, NJ 07920-1821 |
| Document Number | 0000064667 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 7397/2449 |
| Instrument | 2021064667 |
| Name | PEAPACK GLADSTONE BANK |
|---|---|
| Type | Bank |
| Address | BEDMINSTER, NJ 07921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 92 SPENCER RD, BASKING RIDGE, NJ 07920-1821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057723 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 7274/1039 |
| Instrument | 2020057723 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724,700 (+5.93%) Land $397,400 Building $327,300 | $724,700 (+5.93%) Land $397,400 Building $327,300 | |
| 2025 | $11,548.00 (+8.97%) | $684,100 (+24.84%) Land $379,400 Building $304,700 | $684,100 (+24.84%) Land $379,400 Building $304,700 |
| 2024 | $10,597.00 (-1.68%) | ||
| 2023 | $548,000 Land $347,900 Building $200,100 | $548,000 Land $347,900 Building $200,100 | |
| 2022 | $10,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1999–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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