Blount County property record for 92 Smith Rd, Trafford, AL 35172 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,714 sqft · built 1994 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2021) |
| Tax Bill | $692 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-04-17-0-000-005.002 |
| Primary APN | 28-04-17-0-000-005.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 69876 |
|---|---|
| Street Address | 92 SMITH RD |
| City | TRAFFORD |
| State | AL |
| Zip | 35172-9337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SE COR NW/NW W 415 TO POB NLY 162 E 210 SLY 430 ALG CO RD W 200 NLY 267 TO POB-- |
| Legal Range | 01W |
| Legal Township | 14S |
| Legal Section | 17 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | LOCUST FORK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 50702 |
Source: Blount County records · APN 28-04-17-0-000-005.002
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 SMITH RD, TRAFFORD, AL 35172-9337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2021 | Deed of Trust, Mortgage GUILD MORTGAGE CO |
| Dec 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCIAL BANK |
| Apr 28, 2021 | Deed of Trust, Mortgage FIRST COMMERCIAL BANK |
| Dec 08, 2021 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2021 · Amount on Record |
| Deed Sale | Dec 08, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2005 · Amount on Record |
| Deed Document Number | 202110033687 |
| Deed Book / Page | 2021 / 44558 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 92 SMITH RD, TRAFFORD, AL 35172-9337 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021/44786 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 2021/44786 |
| Instrument | 10033689 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 92 SMITH RD, TRAFFORD, AL 35172-9337 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019/84464 |
|---|---|
| Date | Dec 05, 2019 |
| Book Page | 2019/84464 |
| Instrument | 10012206 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 05, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 92 SMITH RD, TRAFFORD, AL 35172-9337 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021/15049 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 2021/15049 |
| Instrument | 10026734 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 0 Months |
| Due | Apr 28, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Dec 08, 2021 |
| Property Address | 92 SMITH RD, TRAFFORD, AL 35172-9337 |
| Document Number | 2021/44858 |
| Book / Page | 2021 / 44858 |
| Instrument Date | Nov 03, 2021 |
| Instrument | 10033687 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8490 WILL KEITH RD, TRUSSVILLE, AL 35173-2205 |
| Name | Verified Name |
|---|---|
| Address | 92 SMITH RD, TRAFFORD, AL 35172-9337 |
| Document Number | 2021/44861 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 2021/44861 |
| Instrument | 10033688 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Unified School District | Blount County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $692.00 (+2.37%) | $23,100 (+2.21%) | $231,040 (+2.24%) |
| 2024 | $676.00 Homeowner's exemption | $22,600 (-) Land $1,760 Building $20,840 | $225,980 (-) Land $17,600 Building $208,380 |
| 2023 | $676.00 (-44.36%) Homeowner's exemption | $22,600 (-39.57%) Land $1,760 Building $20,840 | $225,980 (+20.83%) Land $17,600 Building $208,380 |
| 2022 | $1,215.00 | $37,400 Land $3,520 Building $33,880 | $187,020 Land $17,600 Building $169,420 |
Source: FEMA National Flood Hazard Layer, Blount County (01009C), updated March 21, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 63% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 806 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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