Mineral County property record for 92 Smith Ranch Rd, Saint Regis, MT 59866
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1996 |
| Lot Size | 3.01 acres (131,290 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $191,000 (Apr 2017) |
| Tax Bill | $2,203 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R546423 |
| Primary APN | R546423 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 131,290 sqft (3.01 acres) |
| Terrain | Wooded |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Lean-To | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000415300 |
|---|---|
| Street Address | 92 SMITH RANCH RD |
| City | SAINT REGIS |
| State | MT |
| Zip | 59866-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S19, T18 N, R27 W, C.O.S. 457, PARCEL B-2, A PARCEL IN GOVT LOT 10 |
| Legal Range | 27W |
| Legal Township | 18N |
| Legal Section | 19 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 457 |
| Legal Lot Number | 10 |
| Jurisdiction | MINERAL MT |
| Township / Civil Division | WEST END |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 964600 |
Source: Mineral County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 16, SAINT REGIS, MT 59866-0016 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK OF MISSOULA |
| Apr 24, 2017 | Special Warranty Deed, Construction Loan · Construction Mortgage FIRST SECURITY BANK OF MISSOULA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on Record |
| Deed Sale | Apr 24, 2017 · Amount on Record |
| Deed Document Number | 2017116410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL MT |
| Property Address | 92 SMITH RANCH RD, SAINT REGIS, MT 59866-9725 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 124578 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 124578 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL MT |
| Property Address | 92 SMITH RANCH RD, SAINT REGIS, MT 59866-9725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 116793 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 116793 |
| Name | FIRST SECURITY BANK OF MISSOULA |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MINERAL MT |
| Recording Date | Apr 24, 2017 |
| Property Address | 92 SMITH RANCH RD, SAINT REGIS, MT 59866-9725 |
| Document Number | 116410 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 116410 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 10, 2021 |
| Title Company | CARRINGTON TITLE SERVICES, CARRINGTON TITLE SERVICES LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 E SOUTH ST DOUGLASS RD200A, 1600, ANAHEIM, CA 92805-4903 |
| Name | Verified Name |
|---|---|
| Address | 1707 S ELLISON WAY, INDEPENDENCE, MO 64050-4823 |
| Document Number | 116411 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 116411 |
| Name | FIRST SECURITY BANK OF MISSOULA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 1, 2018 |
Source: Mineral County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Mineral County |
| Unified School District | St. Regis K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,203.00 (-22.73%) | $452,300 (+22.84%) | $452,300 (+22.84%) Land $81,018 Building $371,282 |
| 2023 | $2,851.00 | $368,200 | $368,200 Land $60,773 Building $307,427 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | May 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 44% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Hawk Networks Fixed Wireless | 150 / 35 |
| Blackfoot Telephone Cooperative DSL | 40 / 5 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures