92 Shore Ln, Kinsale, VA 22488 Property Records

Westmoreland County property record for 92 Shore Ln, Kinsale, VA 22488

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,809 sqft · built 1995
Lot Size	0.132 acres (5,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Mar 2021)
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49D-1-10`

Property Details

APN / Parcel Number

Primary APN	`49D-1-10`
Alternative APN	`5245`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,765 sqft (0.132 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	5245
Street Address	92 SHORE LN
City	KINSALE
State	VA
Zip	22488-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WM
Legal Description	SHANNON PARK BEACH LOTS 10,11,12 SEC 1 PAR BDB 941 PG 535 R/S
Legal Subdivision	SHANNON PARK BCH
Legal Lot Number	10-12
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	2
Census Block	2011
Census Tract	10102

Owner

Source: Westmoreland County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 SHORE LN, KINSALE, VA 22488-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Jun 11, 2021	Correction Deed
Mar 3, 2021	Warranty Deed, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORPORATION
Mar 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	20219410535
Last Transfer Date	Apr 9, 2021
Transfer Doc	0009441081
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 20, 2026
Property Address	92 SHORE LN, KINSALE, VA 22488-2050
Document Number	1006001501
Book / Page	1006 / 1501
Instrument Date	Jul 31, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SHORE LN, KINSALE, VA 22488-2050

Mortgage

Document Number	1006001501,
Date	Aug 20, 2026
Book Page	1006/1501

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Mar 1, 2051

Interest

Max Rate	-1%

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 11, 2021
Property Address	92 SHORE LN, KINSALE, VA 22488-2050
Document Number	0009441081
Instrument Date	Apr 9, 2021
Instrument	09441081
Record Updated	Jan 13, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SHORE LN, KINSALE, VA 22488-2050

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Mar 3, 2021
Property Address	92 SHORE LN, KINSALE, VA 22488-2050
Document Number	0009410535
Instrument Date	Feb 17, 2021
Instrument	09410535
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SHORE LN, KINSALE, VA 22488-2050

Mortgage

Document Number	0009410538
Date	Mar 3, 2021
Instrument	09410538

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Mar 4, 2021
Property Address	92 SHORE LN, KINSALE, VA 22488-2050
Document Number	0009410532
Instrument Date	Feb 17, 2021
Instrument	09410532
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SANDSTON AVE, SANDSTON, VA 23150-2208

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,239.00 (+9.65%)	$182,300 (-) Land $22,600 Building $159,700	$182,300 (-) Land $22,600 Building $159,700
2023	$1,130.00	$182,300 Land $22,600 Building $159,700	$182,300 Land $22,600 Building $159,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures