92 School Rd, Eva, AL 35621 Property Records

Morgan County property record for 92 School Rd, Eva, AL 35621

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,848 sqft · built 1970
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$866 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2022 Sale & Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`22-04-17-0-000-025.000`

Property Details

APN / Parcel Number

Primary APN	`22-04-17-0-000-025.000`
Alternative APNs	`46268` `10561`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	10561
Street Address	92 SCHOOL RD
City	EVA
State	AL
Zip	35621-8950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE1/4 SW1/4 SE1/4
Legal Range	2W
Legal Township	8S
Legal Section	17
Jurisdiction	MORGAN AL
Township / Civil Division	EVA
Census Block Group	1
Census Block	1014
Census Tract	5602

Owner

Source: Morgan County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2715 COUNTY ROAD 1269, VINEMONT, AL 35179-6219
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE
Aug 9, 2022	Warranty Deed, Transfer · Line of Credit BANK INDEPENDENT
Aug 9, 2022	Warranty Deed, Transfer · Line of Credit BANK INDEPENDENT
May 1, 2018	Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC
May 6, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Jan 10, 2017	Warranty Deed, Transfer · VA Mortgage HOME PLACE MORTGAGE LOANS INC
Jan 10, 2017	Affidavit, Transfer · VA Mortgage HOME PLACE MORTGAGE LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017
Deed Sale	Jan 10, 2017
Prior Sale	Jan 10, 2017 · Amount on Record
Deed Book / Page	2017 / 319
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	2017/00254
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Recording Date	Jun 23, 2026
Property Address	92 SCHOOL RD, EVA, AL 35621-8950
Document Number	2026026961
Book / Page	2026 / 26961
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026026961,
Date	Jun 23, 2026
Book Page	2026/26961

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Aug 9, 2022
Property Address	92 SCHOOL RD, EVA, AL 35621-8950
Document Number	02022/9123
Book / Page	2022 / 9123
Instrument Date	Aug 9, 2022
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 SCHOOL RD, 92, EVA, AL 35621-8950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 COUNTY ROAD 1269, VINEMONT, AL 35179-6219

Mortgage

Document Number	2022/38443
Date	Aug 9, 2022
Book Page	2022/38443

Lender

Name	BANK INDEPENDENT
Type	Bank
Address	SHEFFIELD, AL 35660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Aug 9, 2022
Property Address	92 SCHOOL RD, EVA, AL 35621-8950
Document Number	02022/9123
Book / Page	2022 / 9123
Instrument Date	Aug 9, 2022
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 SCHOOL RD, EVA, AL 35621-8950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 COUNTY ROAD 1269, VINEMONT, AL 35179-6219

Mortgage

Document Number	0202238443
Date	Aug 9, 2022
Instrument	2022/38443

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	92 SCHOOL RD, EVA, AL 35621-8950
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/12893
Date	May 1, 2018
Book Page	2018/12893

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	92 SCHOOL RD, EVA, AL 35621-8950
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/13675
Date	May 6, 2019
Book Page	2019/13675

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 10, 2017
Property Address	92 SCHOOL RD, EVA, AL 35621-8950
Document Number	2017/00254
Book / Page	2017 / 00254
Instrument Date	Dec 19, 2016
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	VALLEY TITLE AND CLOSING SERVICES, VALLEY TITLE AND CLOSING SER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2515 SPRING AVE SW, 2515, DECATUR, AL 35601-6305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SCHOOL RD, EVA, AL 35621-8950

Mortgage

Document Number	0201700916
Date	Jan 10, 2017
Instrument	2017/00916

Lender

Name	HOME PLACE MORTGAGE LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

January 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MORGAN AL
Recording Date	Jan 10, 2017
Property Address	92 SCHOOL RD, EVA, AL 35621-8950
Document Number	2017/00319
Book / Page	2017 / 00319
Instrument Date	Dec 19, 2016
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	VALLEY TITLE AND CLOSING SERVICES, VALLEY TITLE AND CLOSING SER

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SCHOOL RD, EVA, AL 35621-8950

Mortgage

Document Number	0201700916
Date	Jan 10, 2017
Instrument	2017/00916

Lender

Name	HOME PLACE MORTGAGE LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Eva Town
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$866.00	$13,330 (-) Land $4,900 Building $8,430	$133,300 (-) Land $49,000 Building $84,300
2024		$13,330 (-5%) Land $4,900 Building $8,430	$133,300 (-) Land $49,000 Building $84,300
2023	$866.00 (+94.61%)	$26,660 (+1%) Land $9,800 Building $16,860	$133,300 (-) Land $49,000 Building $84,300
2022	$445.00 Homeowner's exemption	$13,330 Land $4,900 Building $8,430	$133,300 Land $49,000 Building $84,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CULLMAN WATER SYSTEM serves 13,284 people · EPA ID AL0000402
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

May also be available: Spectrum.

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All School Rd Property Records

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All Eva, AL Property Records

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