92 S 650 E, Decatur, IN 46733 Property Records

Adams County property record for 92 S 650 E, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,464 sqft · built 1994
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$206,300 (Jul 2017)
Tax Bill	$677 (2025)
Deeds & Mortgages	Dec 2022 Refinance Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202201443_`

Property Details

APN / Parcel Number

Primary APN	`202201443_`
Alternative APNs	`01-09-03-100-001.000-001` `00802000000150` `00007290971`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,464 sqft Living Area
1st Floor Area	2,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	00007290971
Street Address	92 S 650 E
City	DECATUR
State	IN
Zip	46733-8989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 295' OF S 495' OF E 295' NE NW SEC 3 (2A)
Jurisdiction	ADAMS IN
Township / Civil Division	BLUE CREEK
Census Block Group	2
Census Block	2001
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 S 650 E, DECATUR, IN 46733-8989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Jul 31, 2017	Warranty Deed, Transfer · ARM FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	20172775
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	92 S 650 E, DECATUR, IN 46733-8989
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022005421
Date	Dec 19, 2022
Instrument	2022005421

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jul 31, 2017
Property Address	92 S 650 E, DECATUR, IN 46733-8989
Document Number	2017002775
Instrument Date	Jul 25, 2017
Instrument	2017002775
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	92 S 650 E, DECATUR, IN 46733-8989

Mortgage

Document Number	2017002776
Date	Jul 31, 2017
Instrument	2017002776

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2020
Change Frequency	3 Years
Min Rate At Change	5%
Max Rate At Change	7.25%
Index	3-Year CMT
Margin	4
Max Rate	9.25%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Blue Creek Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$677.00 (+3.36%) Homeowner's exemption	$123,400 (+5.56%) Land $29,400 Building $94,000	$123,400 (+5.56%) Land $29,400 Building $94,000
2024	$655.00 (-30.39%)
2023	$941.00 (+5.38%)	$116,900 (-1.52%) Land $29,400 Building $87,500	$116,900 (-1.52%) Land $29,400 Building $87,500
2022	$893.00 (+12.61%)	$118,700 Land $29,400 Building $89,300	$118,700 Land $29,400 Building $89,300
2020	$793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
MetaLINK Technologies Fixed Wireless	25 / 5
Wabash Communications Fixed Wireless	10 / 1

May also be available: Brightspeed, Verizon.

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