McDowell County property record for 92 Rusty Hook Dr, Nebo, NC 28761 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,024 sqft Heated Area |
| Lot Size | 147,233 sqft (3.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $949,000 (2025) |
| Tax Bill | $3,814.00 (2025) |
Source: McDowell County records · APN 1733-00-27-5683
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 92 RUSTY HOOK DR, NEBO, NC 28761-0466 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Sep 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Aug 31, 2018 · Amount on Record |
| Deed Doc Number | 2025004804 |
| Deed Book / Page | 1515 / 373 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jul 15, 2026 |
| Property Address | 92 RUSTY HOOK DR, NEBO, NC 28761-0466 |
| Document Number | 0000003410 |
| Book / Page | 1544 / 974 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 20263410 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 92 RUSTY HOOK DR, NEBO, NC 28761-0466 |
| Document Number | 0000003410, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 1544/974 |
| Instrument | 20263410 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 30, 2025 |
| Property Address | 92 RUSTY HOOK DR, NEBO, NC 28761-0466 |
| Document Number | 0015150373 |
| Book / Page | 1515 / 373 |
| Map Reference | MB 35 PG 44 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025004804 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,898.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1950 YELLOW FORK TRL E, NEBO, NC 28761-0235 |
| Name | Verified Name |
|---|---|
| Address | 92 RUSTY HOOK DR, NEBO, NC 28761-0466 |
| Document Number | 2025004805 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025004805 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.7% |
| Max Rate At Change | 7.7% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.7% |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,814.00 (+182.1%) | $571,080 (+182.01%) Land $202,500 Building $368,580 | |
| 2023 | $1,352.00 | $202,500 Land $202,500 | $571,080 Land $202,500 Building $368,580 |
Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 1733-00-27-5683 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,024 sqft Heated Area |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 147,233 sqft (3.38 acres) |
| Porch | Open Porch |
| Porch Area | 192 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 68319 |
|---|---|
| Street Address | 92 RUSTY HOOK DR |
| City | NEBO |
| State | NC |
| Zip | 28761-0466 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 94 3.38 AC OLD WILDLIFE CLUB PH 7 PB 35/44 |
| Legal Phase | 7 |
| Legal Lot Number | 3,94 |
| Jurisdiction | MCDOWELL NC |
| Minor Civil Division | NEBO |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 970200 |
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