92 Ruby Ln, Delco, NC 28436 Property Records

Columbus County property record for 92 Ruby Ln, Delco, NC 28436

Property Summary

Property Type	Single Family Home
Details	2 ba · 800 sqft · built 1970
Lot Size	0.92 acres (40,286 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Feb 2025)
Tax Bill	$690 (2023)
Deeds & Mortgages	Jul 2026 Sale Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2128.00-53-9162.000`

Property Details

APN / Parcel Number

Primary APN	`2128.00-53-9162.000`
Alternative APNs	`15-00238` `15-01075` `029733`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	800 sqft Total Area
1st Floor Area	800 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	40,286 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15-01075
Street Address	92 RUBY LN
City	DELCO
State	NC
Zip	28436-0018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAM CRAVEN
Jurisdiction	COLUMBUS NC
Township / Civil Division	RANSOM
Census Block Group	1
Census Block	1166
Census Tract	930200

Owner

92 Ruby Ln is owned by two individuals who bought it in February 2025.

Source: Columbus County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6400 LIVINGSTON CHAPEL RD, DELCO, NC 28436-9614
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 23, 2020	Quit Claim Deed, Transfer · Conventional Mortgage ONYX & SHADOW EQUITIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2025 · Amount on File
Deed Sale	Feb 20, 2025 · Amount on File
Prior Sale	Feb 20, 2025 · Amount on File
Deed Document Number	2025705
Deed Book / Page	1369 / 527
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBUS NC
Recording Date	Jul 21, 2026
Property Address	92 RUBY LN, DELCO, NC 28436-0018
Document Number	0000003537
Book / Page	1413 / 968
Instrument Date	Jul 21, 2026
Instrument	20263537
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$1,212.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBUS NC
Recording Date	Mar 23, 2020
Property Address	92 RUBY LN, DELCO, NC 28436-0018
Document Number	001224/170
Book / Page	1224 / 170
Instrument Date	Dec 16, 2019
Instrument	2020001447
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5242 PORT ROYAL RD # RD1785, RD1785, SPRINGFIELD, VA 22151-8000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 LIVINGSTON CHAPEL RD, DELCO, NC 28436-9614

Mortgage

Document Number	0012240173
Date	Mar 23, 2020
Instrument	1224/0173

Lender

Name	ONYX & SHADOW EQUITIES LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2030

Tax Assessment & Valuation

Source: Columbus County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Columbus County
Unified School District	Columbus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$51,900 Land $6,500 Building $45,400
2023	$690.00	$51,900 Land $6,500 Building $45,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 92 Ruby Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1998–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Ruby Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ruby Ln

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