92 River Rd, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 92 River Rd, Merrimac, MA 01860 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,630 sqft · built 1830
Lot Size1.36 acres (59,285 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Aug 2019)
Tax Bill$9,463 (2025)
Deeds & MortgagesDec 2021 Refinance
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNMERR M:0030 B:0001 L:00002

Property Details

APN / Parcel Number

Primary APNMERR M:0030 B:0001 L:00002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,630 sqft Living Area
Gross Area3,545 sqft
Basement Area1,188 sqft
Unfinished Basement1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1830
Effective Year BuiltEffective 1830
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area59,285 sqft (1.36 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address92 RIVER RD
CityMERRIMAC
StateMA
Zip01860-2318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number2
JurisdictionMERRIMAC MA
Township / Civil DivisionMERRIMAC
Census Block Group4
Census Block4023
Census Tract262100

Owner

Source: Essex County and Merrimac Town records · APN MERR M:0030 B:0001 L:00002

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address92 RIVER RD, MERRIMAC, MA 01860-2318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
RTN FEDERAL CREDIT UNION
Aug 13, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
RTN FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2019 · Amount on Record
Deed SaleAug 13, 2019 · Amount on Record
Deed Document Number20193990
Deed Book / Page37750 / 412
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERRIMAC MA
Property Address92 RIVER RD, MERRIMAC, MA 01860-2318
Transaction TypeMortgage
Record UpdatedDec 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040563-357
DateDec 10, 2021
Book Page40563/357
Instrument20211210002080
Lender
NameRTN FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2053

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERRIMAC MA
Recording DateAug 13, 2019
Property Address92 RIVER RD, MERRIMAC, MA 01860-2318
Document Number37750-412
Book / Page37750 / 412
Instrument DateAug 09, 2019
Instrument20190813003990
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 RIVER RD, MERRIMAC, MA 01860-2318

Mortgage

Document Number190813004000
DateAug 13, 2019
Instrument190813004000
Lender
NameRTN FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Merrimac Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMerrimac Town
Unified School DistrictPentucket School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,463.00 (+0.34%)$714,200 (+2.23%) Land $443,100 Building $271,100$734,825
2024$9,431.00 (+5.43%)$698,600 (+15.36%) Land $443,100 Building $255,500
2023$8,945.00$605,600 Land $384,000 Building $221,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092621004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2026, other causes

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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