92 River Dr, Clyde, NC 28721 Property Records

Haywood County property record for 92 River Dr, Clyde, NC 28721 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Architecture Style	Mobile Home
Year Built	Built 1981
Square Footage	938 sqft Heated Area
Lot Size	20,343 sqft (0.467 acres)
Occupancy	Owner Occupied
Tax Bill	$445.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8637-15-3075`
Alternative APN	`152788`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	938 sqft Heated Area
Gross Area	1,418 sqft Gross Area
1st Floor	938 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Mobile Home Style
Exterior Material	Vinyl Exterior
Lot Area	20,343 sqft (0.467 acres)

Utilities and HVAC

Cooling System	Partial Cooling
Heating System	Electric Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	152788
Street Address	92 RIVER DR
City	CLYDE
State	NC
Zip	28721-9762
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#16 SECT A CEDAR PARK
Legal Subdivision	CEDAR PARK
Legal Unit	16
Jurisdiction	HAYWOOD NC
Minor Civil Division	CLYDE
Census Blockgroup	3
Census Block	3008
Census Tract	920502

Owner

Source: Haywood County records · APN 8637-15-3075

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	92 RIVER DR, CLYDE, NC 28721-9762
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2003
Deed Sale	Mar 27, 2003
Deed Book / Page	551 / 2098
Record Refreshed	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	92 RIVER DR, CLYDE, NC 28721-9762
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3255 COVE CREEK RD, WAYNESVILLE, NC 28785-7649

Mortgage

Document Number	0011291783
Date	Jun 03, 2025
Book Page	1129/1783
Instrument	2025004419

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	Small Business Association Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 20, 2055

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,300 (-41.62%) Land $17,900 Building $4,400
2025	$445.00	$38,200 (-) Land $18,100 Building $20,100	$22,300 (-41.62%) Land $17,900 Building $4,400
2023		$38,200 Land $18,100 Building $20,100	$38,200 (-) Land $18,100 Building $20,100
2021			$38,200 Land $18,100 Building $20,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.