92 Rich St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 92 Rich St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,036 sqft · built 1973
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (May 2014)
Tax Bill	$4,644 (2026)
Deeds & Mortgages	Jul 2022 Refinance Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`128-00003`

Property Details

APN / Parcel Number

Primary APN	`128-00003`
Alternative APN	`CHIC M:0128 P:00003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,036 sqft Living Area
Gross Area	3,140 sqft
1st Floor Area	1,172 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	128-00003
Street Address	92 RICH ST
City	CHICOPEE
State	MA
Zip	01020-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	5
Census Block	5012
Census Tract	810700

Owner

92 Rich St is owned and occupied by an individual who acquired it in July 2022.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	92 RICH ST, CHICOPEE, MA 01020-3532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2014 · Amount on File
Deed Sale	May 28, 2014 · Amount on File
Last Transfer Date	Jul 18, 2022
Transfer Doc	024651-187
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 22, 2022
Property Address	92 RICH ST, CHICOPEE, MA 01020-3532
Document Number	024651-183
Book / Page	24651 / 183
Instrument Date	Jul 18, 2022
Instrument	44690
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 RICH ST, CHICOPEE, MA 01020-3532

Mortgage

Document Number	024651-187
Date	Jul 22, 2022
Book Page	24651/187
Instrument	44691

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2042

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	92 RICH ST, CHICOPEE, MA 01020-3532
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23818-493
Date	Apr 12, 2021
Book Page	23818/493
Instrument	24504

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 92 Rich St was $4,644, up 3.4% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,644.00 (+3.36%)	$304,700 (+2.8%) Land $97,500 Building $207,200	$342,492 (-1.58%)
2025	$4,493.00 (+5.47%)	$296,400 (+2.7%) Land $88,500 Building $207,900	$347,985
2024	$4,260.00 (+7.09%)	$288,600 (+9.9%) Land $86,800 Building $201,800
2023	$3,978.00	$262,600 Land $78,900 Building $183,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Rich St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Rich St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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