Union County and Berkeley Heights Township property record for 92 Prospect St, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 1,382 sqft · built 1953 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Mar 2021) |
| Tax Bill | $8,938 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00208-0000-00012 |
| Primary APN | 01-00208-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,382 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 100 ft deep x 125 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 92 PROSPECT ST |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Subdivision | BERKELEY HEIGHTS IMPROV CO |
| Legal Block | 208 |
| Legal Lot Number | 12 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 38202 |
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 92 PROSPECT ST, BERKELEY HEIGHTS, NJ 07922-1145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Mar 31, 2021 | Deed, Transfer · Conventional Mortgage KWIK MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on Record |
| Deed Sale | Mar 31, 2021 · Amount on Record |
| Prior Sale | Jan 4, 2006 · Amount on Record |
| Deed Document Number | 20213166 |
| Deed Book / Page | 6407 / 2243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 25, 2022 |
| Property Address | 92 PROSPECT ST, BERKELEY HEIGHTS, NJ 07922-1145 |
| Document Number | 0064742500 |
| Book / Page | 6474 / 2500 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 20629 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | BONAFIDE TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 PROSPECT ST, 92, BERKELEY HEIGHTS, NJ 07922-1145 |
| Name | Verified Name |
|---|---|
| Address | 92 PROSPECT ST, BERKELEY HEIGHTS, NJ 07922-1145 |
| Document Number | 0000040817 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 40817 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Mar 31, 2021 |
| Property Address | 92 PROSPECT ST, BERKELEY HEIGHTS, NJ 07922-1145 |
| Document Number | 0064072243 |
| Book / Page | 6407 / 2243 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 3166 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,743.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 LINCOLN ST, 320, BERKELEY HEIGHTS, NJ 07922-1152 |
| Name | Verified Name |
|---|---|
| Address | 92 PROSPECT ST, BERKELEY HEIGHTS, NJ 07922-1145 |
| Document Number | 8352 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 8352 |
| Name | KWIK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,100 (-) Land $114,400 Building $88,700 | $203,100 (-) Land $114,400 Building $88,700 | |
| 2025 | $8,938.00 (+2.66%) | $203,100 (-) Land $114,400 Building $88,700 | $203,100 (-) Land $114,400 Building $88,700 |
| 2024 | $8,706.00 (+2.09%) | ||
| 2023 | $203,100 Land $114,400 Building $88,700 | $203,100 Land $114,400 Building $88,700 | |
| 2022 | $8,528.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2025) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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