92 Pine St, Freeport, FL 32439 Property Records

Walton County property record for 92 Pine St, Freeport, FL 32439 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	2,240 sqft Living Area
Lot Size	14,985 sqft (0.344 acres)
Occupancy	Owner Occupied
Last Sale	$299,000 (2020)
Tax Bill	$75.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-1S-19-23000-004-0038`
Alternative APNs	`03-119-23000-004-0038` `1004756`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,240 sqft Living Area
Gross Area	2,964 sqft Gross Area
1st Floor	2,240 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Custom/Decorative Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,985 sqft (0.344 acres)
Depth X Width	150 ft x 100 ft Depth x Width
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Porch Area	283 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	92 PINE ST
City	FREEPORT
State	FL
Zip	32439-3154
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM AT NE/C OF THE S1/2 OF THE N1/2 OF THE NW1/4 OF THE NE1/4 SEC 03-1S-19W, W ALG N LINE OF 10 ACRES 554.15FT TO POB, CONT W 100FT, S 150FT, E 100FT, N 150FT TO POB (AKA LOT 8 JOHNSON UNREC S/D) OR 2635-4228 OR 2646-349 OR 2716-1526 OR 3032-3353 OR
Legal Range	019
Legal Township	01S
Legal Section	03
Legal Subdivision	JOHNSON BEACH UNREC
Legal Block	400
Legal Lot Number	38
Jurisdiction	WALTON FL
Minor Civil Division	FREEPORT
Census Blockgroup	2
Census Block	2007
Census Tract	950306

Owner

Source: Walton County records · APN 03-1S-19-23000-004-0038

Assessment roll updated December 3, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 20, 2021	Deed of Trust, Mortgage · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 20, 2022	Deed of Trust, Mortgage · Veterans Administration Mortgage NETWORK CAPITAL FUNDING CORP
Jan 12, 2024	Deed of Trust, Mortgage · Veterans Administration Mortgage NETWORK CAPITAL FUNDING CORP
Nov 06, 2020	Warranty Deed, Transfer · Veterans Administration Mortgage BBVA USA
Feb 03, 2017	Warranty Deed, Transfer · Conventional Mortgage ESTEBAN & TANCY VERGARA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 06, 2020 · Amount on Record
Deed Sale	Nov 06, 2020 · Amount on Record
Prior Sale	Feb 03, 2017 · Amount on Record
Deed Doc Number	202045406
Deed Book / Page	3168 / 684
Last Transfer Date	Apr 09, 2026
Transfer Doc	0000013820
Record Refreshed	Jun 08, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Apr 09, 2026
Property Address	92 PINE ST, FREEPORT, FL 32439-3154
Document Number	0000013820
Book / Page	3393 / 4508
Instrument Date	Apr 09, 2026
Instrument	202613820
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Document Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	92 PINE ST, FREEPORT, FL 32439-3154
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 PINE ST, FREEPORT, FL 32439-3154

Mortgage

Document Number	0032164372
Date	Sep 20, 2021
Book Page	3216/4372
Instrument	20210046914

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	92 PINE ST, FREEPORT, FL 32439-3154
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 PINE ST, FREEPORT, FL 32439-3154

Mortgage

Document Number	0032483845
Date	Apr 20, 2022
Book Page	3248/3845
Instrument	20220018589

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	92 PINE ST, FREEPORT, FL 32439-3154
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 PINE ST, FREEPORT, FL 32439-3154

Mortgage

Document Number	0033124167
Date	Jan 12, 2024
Book Page	3312/4167
Instrument	20240001229

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	MIAMI, FL 33131

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 06, 2020
Property Address	92 PINE ST, FREEPORT, FL 32439-3154
Document Number	0031680684
Book / Page	3168 / 684
Instrument Date	Nov 02, 2020
Instrument	20200045406
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1039 THATCHER RD, 1039, MARTINSBURG, WV 25403-1399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 COTTON LN, DEFUNIAK SPRINGS, FL 32433-9213

Mortgage

Document Number	0003168685
Date	Nov 06, 2020
Instrument	3168/685

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 03, 2017
Property Address	92 PINE ST, FREEPORT, FL 32439-3154
Document Number	0030323353
Book / Page	003032 / 003353
Instrument Date	Feb 01, 2017
Instrument	3604
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	303 MCDANIELS FISHCAMP RD FREEPORT FL 324395216, FREEPORT, FL 32439-5216

Mortgage

Document Number	30323355
Date	Feb 03, 2017
Book Page	003032/003355
Instrument	3605

Lender

Name	ESTEBAN & TANCY VERGARA
Address	135 CONCERT CT, FREEPORT, FL 32439-2471
Special Notes	Lender is also the Seller

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 02, 2027

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75.00 Homeowner's exemption Veteran's exemption	$241,927 (-21.4%)	$305,659 (-0.69%) Land $24,000 Building $281,659
2024	$75.00
2023	$75.00 Homeowner's exemption	$307,786 (+12.98%) Land $13,826 Building $293,960	$307,786 (+12.98%) Land $13,826 Building $293,960
2022	$75.00 Homeowner's exemption	$272,433 Land $15,347 Building $257,086	$272,433 Land $15,347 Building $257,086

Flood & Wildfire

92 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 53rd percentile of exposed land nationally · 23rd in Florida
Wildfire Likelihood	Moderate — about 1 in 962 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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