92 Penncastle St, Springfield, MA 01129 Property Records

Hampden County and Springfield City property record for 92 Penncastle St, Springfield, MA 01129

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,264 sqft · built 1973
Lot Size	0.236 acres (10,267 sqft)
Owner	Individual Name on Record
Tax Bill	$4,706 (2026)
Deeds & Mortgages	Sep 2024 Refinance Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09632 P:0018`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09632 P:0018`
Alternative APN	`96320018`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,056 sqft
Game Room	Game Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Lot Area	10,267 sqft (0.236 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	96320018
Street Address	92 PENNCASTLE ST
City	SPRINGFIELD
State	MA
Zip	01129-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2004
Census Tract	801604

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 PENNCASTLE ST, SPRINGFIELD, MA 01129-1924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK
Jun 23, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance MONSON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 16, 2024
Transfer Doc	025493-253
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	92 PENNCASTLE ST, SPRINGFIELD, MA 01129-1924
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025593-499
Date	Sep 30, 2024
Book Page	25593/499
Instrument	45412

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2049

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 23, 2020
Property Address	92 PENNCASTLE ST, SPRINGFIELD, MA 01129-1924
Document Number	23274-108
Book / Page	23274 / 108
Instrument Date	Jun 18, 2020
Instrument	32675
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 PENNCASTLE ST, SPRINGFIELD, MA 01129-1924

Mortgage

Document Number	23274-110
Date	Jun 23, 2020
Book Page	23274/110
Instrument	32676

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,706.00 (-7.69%)	$304,400 (-6.37%) Land $60,200 Building $244,200	$328,002 (+7.66%)
2025	$5,098.00 (+5.29%)	$325,100 (+14.47%) Land $60,200 Building $264,900	$304,665 (+3.69%)
2024			$293,835
2023	$4,842.00	$284,000 Land $57,300 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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