Middlesex County and Cambridge City property record for 92 Pearl St, Cambridge, MA 02139
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,074 sqft · built 1854 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $516,000 (May 2012) |
| Tax Bill | $7,552 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-1 |
| Primary APN | 93-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,074 sqft Living Area |
| Gross Area | 2,157 sqft |
| 1st Floor Area | 763 sqft |
| Basement Area | 763 sqft |
| Unfinished Basement | 763 sqft |
| Year Built | Built 1854 |
|---|---|
| Effective Year Built | Effective 1854 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,000 sqft (0.046 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Street Address | 92 PEARL ST |
|---|---|
| City | CAMBRIDGE |
| State | MA |
| Zip | 02139-4046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Lot Number | 1 |
| Jurisdiction | CAMBRIDGE MA |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 353200 |
Source: Middlesex County and Cambridge City records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 92 PEARL ST, CAMBRIDGE, MA 02139-4046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2012 · Amount on Record |
| Deed Sale | May 29, 2012 · Amount on Record |
| Prior Sale | Apr 8, 1994 · Amount on Record |
| Deed Document Number | 201210 |
| Deed Book / Page | 59181 / 227 |
| Transfer Doc | 59181-227 |
| Record Updated | Oct 29, 2026 |
Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Cambridge City |
| Unified School District | Cambridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,552.00 (+2.86%) | $1,189,300 (-4.1%) Land $827,400 Building $361,900 | $1,050,130 (-4.91%) |
| 2024 | $7,342.00 (+5.78%) | $1,240,200 (+4.71%) Land $893,700 Building $346,500 | $1,104,375 |
| 2023 | $6,941.00 | $1,184,400 Land $884,700 Building $299,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry.
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