Passaic County and Wayne Township property record for 92 Osborne Ter, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,969 sqft · built 1959 |
| Lot Size | 0.379 acres (16,509 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $477,900 (Feb 2010) |
| Tax Bill | $12,902 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01314-0000-00011 |
| Primary APN | 14-01314-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,969 sqft Living Area |
|---|
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Lot Area | 16,509 sqft (0.379 acres) |
| Old Parcel Number | 1400484C00011 |
|---|---|
| Street Address | 92 OSBORNE TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 1314 |
| Legal Lot Number | 11 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 246203 |
92 Osborne Ter is owned and occupied by two individuals who bought it in February 2010.
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 OSBORNE TER, WAYNE, NJ 07470-4364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2010 · Amount on File |
| Deed Sale | Feb 16, 2010 · Amount on File |
| Prior Sale | Dec 17, 2001 · Amount on File |
| Deed Document Number | 20107247 |
| Deed Book / Page | 1882 / 156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 92 OSBORNE TER, WAYNE, NJ 07470-4364 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000034838 |
|---|---|
| Date | May 24, 2021 |
| Book Page | M17147/52 |
| Instrument | 2021034838 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 92 Osborne Ter was $12,902, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,100 (-) Land $116,400 Building $98,700 | $215,100 (-) Land $116,400 Building $98,700 | |
| 2025 | $12,902.00 (+0.88%) | $215,100 Land $116,400 Building $98,700 | $215,100 Land $116,400 Building $98,700 |
| 2024 | $12,789.00 | ||
| 2023 | $215,100 Land $116,400 Building $98,700 | $215,100 Land $116,400 Building $98,700 | |
| 2022 | $12,161.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 92 Osborne Ter in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 23 (1979–2012) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Osborne Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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