92 Orchard Dr, Sparta, MI 49345 Property Records

Kent County property record for 92 Orchard Dr, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1941
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Oct 2025)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-22-280-008`

Property Details

APN / Parcel Number

Primary APN	`41-05-22-280-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	92 ORCHARD DR
City	SPARTA
State	MI
Zip	49345-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	LOT 73 ALSO E 15 FT OF LOT 72 * SPARTA HEIGHTS ADD
Legal Subdivision	SPARTA HEIGHTS ADD
Legal Lot Number	72-73
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1028
Census Tract	10402

Owner

92 Orchard Dr is owned by an individual who bought it in October 2025.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	11370 GREENWICH DR NE, SPARTA, MI 49345-8524
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Sep 9, 2025	Warranty Deed, Transfer LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY WEST SHO
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Sep 7, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Sep 9, 2025 · Amount on File
Deed Document Number	202564599
Prior Transfer Date	Sep 30, 2025
Prior Transfer Doc	0000064599
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 3, 2025
Property Address	92 ORCHARD DR, SPARTA, MI 49345-1222
Document Number	0000064599
Map Reference	LB 38 PG 20
Instrument Date	Sep 30, 2025
Instrument	20251003-0064599
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY WEST MI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 ORCHARD DR, SPARTA, MI 49345-1222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11370 GREENWICH DR NE, SPARTA, MI 49345-8524

Mortgage

Document Number	0000064600
Date	Oct 3, 2025
Instrument	20251003-0064600

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 9, 2025
Property Address	92 ORCHARD DR, SPARTA, MI 49345-1222
Document Number	0000058562
Map Reference	LB 38 PG 20
Instrument Date	Sep 5, 2025
Instrument	20250909-0058562
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY WEST SHO

Transaction

Amount	Amount on Record
Tax	$1,867.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 ORCHARD DR, SPARTA, MI 49345-1222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 ORCHARD DR, SPARTA, MI 49345-1222

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 3, 2021
Property Address	92 ORCHARD DR, SPARTA, MI 49345-1222
Document Number	0000120398
Map Reference	LB 38 PG 20
Instrument Date	Oct 29, 2021
Instrument	20211103-0120398
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 ORCHARD DR, 92, SPARTA, MI 49345-1222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 ORCHARD DR, SPARTA, MI 49345-1222

Mortgage

Document Number	0000120399
Date	Nov 3, 2021
Instrument	20211103-0120399

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Sep 7, 2023
Property Address	92 ORCHARD DR, SPARTA, MI 49345-1222
Document Number	0000051107
Instrument Date	Sep 22, 2021
Instrument	20230907-0051107
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3836 YORKLAND DR NW APT 3, 3, COMSTOCK PARK, MI 49321-8843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 ORCHARD DR, SPARTA, MI 49345-1222

Tax Assessment & Valuation

The 2025 property tax bill for 92 Orchard Dr was $2,840.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,100 (+5.53%)	$248,200 (+5.53%)
2025	$2,840.00	$117,600	$235,200
2023	$2,648.00	$96,200	$192,400
2019	$1,909.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 92 Orchard Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 92 Orchard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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