92 Oak St, Highlands, NC 28741 Property Records

Macon County property record for 92 Oak St, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,045 sqft · built 1940
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$915,000 (Feb 2025)
Tax Bill	$3,490 (2026)
Deeds & Mortgages	May 2020 Sale Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`7540229023`

Property Details

APN / Parcel Number

Primary APN	`7540229023`
Alternative APNs	`0504390` `146806` `159513`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,045 sqft Heated Area
1st Floor Area	645 sqft
Upper Floors Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	24 sqft
Deck Area	373 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	159513
Street Address	92 OAK ST
City	HIGHLANDS
State	NC
Zip	28741-8440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR2
Legal Description	OAK ST
Legal Subdivision	SURVEY FOR LEGACY III LLC
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1021
Census Tract	970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 SUMMIT DR, SOUTHOLD, NY 11971-3711
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Warranty Deed, Transfer
Oct 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2025 · Amount on Record
Deed Sale	Feb 20, 2025 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	2025982
Deed Book / Page	O43 / 2036
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 29, 2020
Property Address	92 OAK ST, HIGHLANDS, NC 28741-8440
Document Number	Y39/297
Book / Page	Y-39 / 297
Map Reference	CARD 10860
Instrument Date	May 29, 2020
Instrument	2020003420
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 RIDGEWOOD RD NW, ATLANTA, GA 30327-2419

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 5, 2018
Property Address	92 OAK ST, HIGHLANDS, NC 28741-8440
Document Number	V38/1898
Book / Page	V-38 / 1898
Instrument Date	Oct 2, 2018
Instrument	2018006943
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 OLD PACES PL NW, ATLANTA, GA 30327-2469

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,490.00	$780,900 (+4.2%) Land $367,500 Building $413,400	$780,900 (+4.2%) Land $367,500 Building $413,400
2023	$3,040.00	$749,390 Land $367,500 Building $381,890	$749,390 Land $367,500 Building $381,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Frontier, Hotwire Communications, Verizon.

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