92 Oak St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 92 Oak St, Bangor, ME 04401

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	30,894 sqft · built 1988
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on File
Tax Bill	$33,219 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BANG M:049 L:224-A`

Property Details

APN / Parcel Number

Primary APN	`BANG M:049 L:224-A`
Alternative APN	`12893`

Interior

Units	62 Units
Building Area	30,894 sqft Gross Area
1st Floor Area	20,394 sqft
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Account Number	12893
Street Address	92 OAK ST
City	BANGOR
State	ME
Zip	04401-6500
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	DDD
Legal Lot Number	224-A
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	2
Census Block	2013
Census Tract	200

Owner

92 Oak St, a commercial property, is owned by a company.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of Record	Company Name on File
Mailing Address	22 FAIRWAYS, BANGOR, ME 04401-5882
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust BANGOR SAVINGS BANK
Jan 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MACHIAS SAVINGS BANK
Oct 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MACHIAS SAVINGS BANK
Dec 22, 2020	Deed of Trust, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Recording Date	Jul 23, 2026
Property Address	92 OAK ST, BANGOR, ME 04401-6500
Document Number	0000019757
Book / Page	17953 / 250
Instrument Date	Jul 23, 2026
Instrument	202619757
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019757,
Date	Jul 23, 2026
Book Page	17953/250
Instrument	202619757

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	92 OAK ST, BANGOR, ME 04401-6500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150450069
Date	Jan 11, 2019
Book Page	15045/69
Instrument	731

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	92 OAK ST, BANGOR, ME 04401-6500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157280054
Date	Oct 6, 2020
Book Page	15728/54
Instrument	32774

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	92 OAK ST, BANGOR, ME 04401-6500
Document Number	0158380256
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22 FAIRWAYS BANGOR ME 044015882, BANGOR, ME 04401-5882

Mortgage

Document Number	0158380256
Date	Dec 22, 2020
Book Page	015838/000256
Instrument	42564

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 92 Oak St was $33,219, down 2.4% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$33,219.00 (-2.44%)	$1,803,400 (+1.69%) Land $135,700 Building $1,667,700
2024	$34,049.00 (+6.63%)	$1,773,400 (+9.57%) Land $135,700 Building $1,637,700
2023	$31,933.00	$1,618,500 Land $135,700 Building $1,482,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 92 Oak St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	32 units insured incl. 26 condo units
Nearby Flood Claims	17 (1978–2015)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Sep 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 92 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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