92 Noyes Neck Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 92 Noyes Neck Rd, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	7 bd · 4.5 ba · 3,722 sqft · built 1902
Lot Size	0.699 acres (30,436 sqft)
Owner	Individual Name on File
Last Sale	$4,500,000 (Jun 2017)
Tax Bill	$48,285 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:157 B:123`

Property Details

APN / Parcel Number

Primary APN	`WEST M:157 B:123`
Alternative APNs	`M:157 B:123 L` `10024106`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	3,722 sqft Living Area
Gross Area	6,916 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	30,436 sqft (0.699 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10024106
Street Address	92 NOYES NECK RD
City	WESTERLY
State	RI
Zip	02891-5437
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	123
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2059
Census Tract	51000

Owner

92 Noyes Neck Rd, a residential property, is owned by an individual who acquired it in March 2025.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	31 CENTRE ST, RYE, NY 10580-3608
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage BANK OF AMERICA NA
Jun 1, 2017	Deed, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2017 · Amount on File
Deed Sale	Jun 1, 2017 · Amount on File
Prior Sale	Apr 16, 1998 · Amount on File
Deed Book / Page	2017 / 9475
Last Transfer Date	Mar 17, 2025
Transfer Doc	0002025982
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	92 NOYES NECK RD, WESTERLY, RI 02891-5437
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025-15103
Date	Oct 22, 2025
Book Page	2025/15103
Instrument	2025-3649

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 1, 2017
Property Address	92 NOYES NECK RD, WESTERLY, RI 02891-5437
Document Number	2017-9475
Book / Page	2017 / 9475
Instrument	2349
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.59
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20179480
Date	Jun 1, 2017
Instrument	02017/9480

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.05%
Max Rate At Change	70.1%
Max Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 92 Noyes Neck Rd was $48,285.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48,285.00	$6,791,100 Land $5,624,500 Building $1,166,600	$6,453,985
2023	$43,964.00 (+5.64%)	$4,570,100 (+4.98%) Land $3,655,200 Building $914,900
2022	$41,617.00	$4,353,200 Land $3,655,200 Building $698,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Noyes Neck Rd in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 92 Noyes Neck Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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