Bergen County and Demarest Borough property record for 92 Northwood Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 2,779 sqft · built 1994 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,320,000 (Mar 2025) |
| Tax Bill | $26,108 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00069-0000-00024 |
| Primary APN | 09-00069-0000-00024 |
|---|---|
| Alternative APN |
|
| Building Area | 2,779 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 15,290 sqft (0.351 acres) |
| Lot Dimensions | 153 ft deep x 100 ft wide |
| Street Address | 92 NORTHWOOD AVE |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.351AC |
| Legal Subdivision | BOROUGH/DEMAREST |
| Legal Block | 69 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 9100 |
92 Northwood Ave is owned and occupied by two individuals who bought it in March 2025.
Source: Bergen County and Demarest Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 NORTHWOOD AVE, DEMAREST, NJ 07627-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK |
| Apr 26, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage OAKTREE FUNDING CORP |
| Jul 3, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on File |
| Deed Sale | Mar 31, 2025 · Amount on File |
| Prior Sale | Aug 8, 2018 · Amount on File |
| Deed Document Number | 202523119 |
| Deed Book / Page | 5468 / 16 |
| Prior Transfer Date | Feb 23, 2022 |
| Prior Transfer Doc | 0046630050 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 92 NORTHWOOD AVE, DEMAREST, NJ 07627-1713 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 92 NORTHWOOD AVE, DEMAREST, NJ 07627-1713 |
| Document Number | 0057581278 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 5758/1278 |
| Instrument | 2026020722 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 26, 2022 |
| Property Address | 92 NORTHWOOD AVE, DEMAREST, NJ 07627-1713 |
| Document Number | 0046630050 |
| Book / Page | 4663 / 50 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2022045325 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 NORTHWOOD AVE, 92, DEMAREST, NJ 07627-1713 |
| Name | Verified Name |
|---|---|
| Address | 92 NORTHWOOD AVE, DEMAREST, NJ 07627-1713 |
| Document Number | 2022045326 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 2022045326 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 10.1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 3, 2019 |
| Property Address | 92 NORTHWOOD AVE, DEMAREST, NJ 07627-1713 |
| Document Number | 0032850829 |
| Book / Page | 003285 / 000829 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 42754 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 92 NORTHWOOD AVE DEMAREST NJ 076271713, DEMAREST, NJ 07627-1713 |
The 2025 property tax bill for 92 Northwood Ave was $26,108, up 5.1% from the year before.
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,446,400 (-) Land $665,400 Building $781,000 | $1,446,400 (-) Land $665,400 Building $781,000 | |
| 2025 | $26,108.00 (+5.08%) | $1,446,400 Land $665,400 Building $781,000 | $1,446,400 Land $665,400 Building $781,000 |
| 2024 | $24,847.00 | ||
| 2023 | $725,800 Land $410,200 Building $315,600 | $725,800 Land $410,200 Building $315,600 | |
| 2022 | $20,605.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 92 Northwood Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1980–2021) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Northwood Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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