92 Needham Ln, Clayton, NC 27527 Property Records

Johnston County property record for 92 Needham Ln, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,900 sqft · built 2017
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$395,500 (Mar 2017)
Tax Bill	$3,457 (2026)
Deeds & Mortgages	Oct 2017 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16K05094F`

Property Details

APN / Parcel Number

Primary APN	`16K05094F`
Alternative APN	`2000199206`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,900 sqft Living Area
Gross Area	4,913 sqft
1st Floor Area	1,434 sqft
Basement Area	760 sqft
Finished Basement	760 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	226 sqft
Deck Area	217 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2000199206
Street Address	92 NEEDHAM LN
City	CLAYTON
State	NC
Zip	27527-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 75 RIVER DELL EAST AT FLOWERS PLNT 83/250
Legal Lot Number	75
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILDERS
Census Block Group	1
Census Block	1002
Census Tract	40208

Owner

92 Needham Ln is owned and occupied by an individual who bought it in March 2017.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	92 NEEDHAM LN, CLAYTON, NC 27527-8905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 10, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on File
Deed Sale	Mar 10, 2017 · Amount on File
Deed Document Number	2017522455
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	92 NEEDHAM LN, CLAYTON, NC 27527-8905
Document Number	0000549344
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 NEEDHAM LN CLAYTON NC 275278905, CLAYTON, NC 27527-8905

Mortgage

Document Number	0000549344
Date	Oct 27, 2017
Book Page	005048/000982
Instrument	549344

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 10, 2017
Property Address	92 NEEDHAM LN, CLAYTON, NC 27527-8905
Document Number	0000522455
Map Reference	PB83 PG249-250
Instrument Date	Mar 10, 2017
Instrument	2017522455
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3131 RDU CENTER DR # DR120, 3131, MORRISVILLE, NC 27560-7687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 NEEDHAM LANE, CLAYTON, NC 27527-8905

Mortgage

Document Number	0000522456
Date	Mar 10, 2017
Instrument	2017522456

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 92 Needham Ln was $3,457.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,457.00	$553,250 Land $65,000 Building $488,250	$553,250 Land $65,000 Building $488,250
2023	$2,867.00	$353,990 Land $52,500 Building $301,490	$353,990 Land $52,500 Building $301,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Needham Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Needham Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOWERS PLANTATION private · serves 12,809 people · EPA ID NC0351195
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Needham Ln

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