92 N Main St, Kalispell, MT 59901 Property Records

Flathead County property record for 92 N Main St, Kalispell, MT 59901

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,544 sqft · built 1954
Lot Size0.08 acres (3,485 sqft)
Owner2 Company Names on Record
Tax Bill$4,126 (2026)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR0786602

Property Details

APN / Parcel Number

Primary APNR0786602
Alternative APNs
  • 07-3966-07-4-18-03-0000
  • 0000918505

Interior

Stories1 Story
Building Area2,544 sqft Total Area
1st Floor Area2,544 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area3,485 sqft (0.08 acres)
View / LotMajor Street/Thoroughfare

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemSpace Heater
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000918505
Street Address92 N MAIN ST
CityKALISPELL
StateMT
Zip59901-4000
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionKAL, S07, T28 N, R21 W, BLOCK 026, LOT 003, ASSESSOR# 0000918505
Legal Range21W
Legal Township28N
Legal Section07
Legal SubdivisionKAL
Legal Block26
Legal Lot Number3
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL
Census Block Group1
Census Block1016
Census Tract1000

Owner

Source: Flathead County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2646 GRAND SUMMIT RD, TORRANCE, CA 90505-7216
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2023
Deed SaleJan 3, 2023
Prior SaleJul 30, 2014 · Amount on Record
Deed Document Number202320
Prior Transfer DateJul 25, 2014
Prior Transfer Doc0000013935
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateJan 3, 2023
Property Address92 N MAIN ST, KALISPELL, MT 59901-4000
Document Number202300000020
Instrument DateDec 30, 2022
Instrument202300000020
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2646 GRAND SUMMIT RD, TORRANCE, CA 90505-7216

Mortgage

Document Number202300000027
DateJan 3, 2023
Instrument202300000027
Lender
NameK & J INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term12 Months
DueJan 2, 2024

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityKalispell City
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictKalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,126.00 (-22.47%)$388,700 (+5.45%)
2025$388,700 (+5.45%) Land $188,975 Building $199,725
2023$5,322.00$368,600$368,600 Land $190,650 Building $177,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Most Recent ClaimAug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALISPELL PUBLIC WORKS
serves 25,000 people · EPA ID MT0000259
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Glacier Broadband
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Western Montana CommunityTel
Fiber
100 / 100
Bullitt Communications
Fixed Wireless
100 / 50
AT&T
Fixed Wireless
100 / 20
MontanaSky Networks
Fixed Wireless · Fiber in parts of the area
100 / 20

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