Essex County and Andover Town property record for 92 N Main St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,290 sqft · built 1890 |
| Lot Size | 0.133 acres (5,802 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,559 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Jul 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00038 B:00029 L:00000 |
| Primary APN | ANDO M:00038 B:00029 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 3,290 sqft Living Area |
| Gross Area | 5,504 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,802 sqft (0.133 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 92 N MAIN ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 29 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 254200 |
Source: Essex County and Andover Town records · APN ANDO M:00038 B:00029 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 92 N MAIN ST, ANDOVER, MA 01810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 02, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Jul 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 26, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 28, 2024 |
| Transfer Doc | 0017960-11 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Apr 02, 2024 |
| Property Address | 92 N MAIN ST, ANDOVER, MA 01810 |
| Document Number | 0017960-11 |
| Book / Page | 17960 / 11 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 4749 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 N MAIN ST, ANDOVER, MA 01810 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 92 N MAIN ST, ANDOVER, MA 01810 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 017036-150 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 17036/150 |
| Instrument | 23910 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 92 N MAIN ST, ANDOVER, MA 01810 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17175-88 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 17175/88 |
| Instrument | 33748 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 92 N MAIN ST, ANDOVER, MA 01810 |
| Document Number | 15182-261 |
| Book / Page | 015182 / 000261 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Name | Verified Name |
|---|
| Document Number | 15182-261 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 015182/000261 |
| Instrument | 20514 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,559.00 (+0.03%) | $605,200 (+3.15%) Land $257,900 Building $347,300 | $1,234,050 |
| 2024 | $7,557.00 (+3.68%) | $586,700 (+9.95%) Land $240,100 Building $346,600 | |
| 2023 | $7,289.00 | $533,600 Land $222,400 Building $311,200 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
| Claims by Event |
|
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 495 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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