Oswego County and Oswego City property record for 92 Murray St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,987 sqft · built 1985 |
| Lot Size | 0.246 acres (10,735 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jul 2017) |
| Tax Bill | $4,818 (2026) |
| Deeds & Mortgages | Jul 2017 Transfer Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 146.40-01-04 |
| Primary APN | 351200 146.40-01-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,987 sqft Living Area |
| 1st Floor Area | 1,987 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 10,735 sqft (0.246 acres) |
| Lot Dimensions | 113 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 92 MURRAY ST |
|---|---|
| City | OSWEGO |
| State | NY |
| Zip | 13126-4028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Subdivision | MURRAY BLOCK #2 |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21603 |
92 Murray St is owned and occupied by two individuals who acquired it in July 2017.
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 MURRAY ST, OSWEGO, NY 13126-4028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jul 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage PATHFINDER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on File |
| Deed Sale | Jul 7, 2017 · Amount on File |
| Deed Document Number | 20176297 |
| Last Transfer Date | Jul 21, 2017 |
| Transfer Doc | 0000006849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 24, 2017 |
| Property Address | 92 MURRAY ST, OSWEGO, NY 13126-4028 |
| Document Number | 0000006849 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 6849 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 MURRAY ST OSWEGO NY 131264028, OSWEGO, NY 13126-4028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 7, 2017 |
| Property Address | 92 MURRAY ST, OSWEGO, NY 13126-4028 |
| Document Number | 0000006297 |
| Instrument Date | Jul 3, 2017 |
| Instrument | R-2017-006297 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | CNY ABSTRACT & TITLE SERVICE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 MURRAY ST, 117, OSWEGO, NY 13126-4029 |
| Name | Verified Name |
|---|---|
| Address | 26 VARICK ST, OSWEGO, NY 13126-4040 |
| Document Number | 0000006298 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | R-2017-006298 |
| Name | PATHFINDER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2026 property tax bill for 92 Murray St was $4,818, down 1.2% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,818.00 (-1.17%) | ||
| 2025 | $4,875.00 | $260,000 Land $34,400 Building $225,600 | $260,000 Land $34,400 Building $225,600 |
| 2023 | $145,000 Land $21,980 Building $123,020 | $174,699 Land $26,482 Building $148,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Murray St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2011) |
| Most Recent Claim | Sep 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Murray St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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