92 Morris Dr, Carthage, TN 37030 Property Records

Smith County property record for 92 Morris Dr, Carthage, TN 37030

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,449 sqft · built 2001
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$442,000 (Feb 2024)
Tax Bill	$2,105 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-051.46`

Property Details

APN / Parcel Number

Primary APN	`046-051.46`
Alternative APNs	`0104604605146` `080046 05146`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,449 sqft Living Area
Gross Area	6,381 sqft
1st Floor Area	2,332 sqft
Upper Floors Area	1,117 sqft
Basement Area	2,332 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	230 ft deep x 145 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	141 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	92 MORRIS DR
City	CARTHAGE
State	TN
Zip	37030-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 PG 342 PB 3 PG 342 145 X 230 CAB B SLIDE 39
Legal Subdivision	BK 3 PG 342
Legal Tract	18
Legal Lot Number	18
Jurisdiction	SMITH TN
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	975100

Owner

92 Morris Dr is owned and occupied by two individuals who bought it in February 2024.

Source: Smith County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	92 MORRIS DR, CARTHAGE, TN 37030-2159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK
Sep 26, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2024 · Amount on File
Deed Sale	Feb 27, 2024 · Amount on File
Prior Sale	Jan 16, 2015 · Amount on File
Deed Document Number	2024587
Deed Book / Page	463 / 355
Prior Transfer Date	Jul 15, 2021
Prior Transfer Doc	0000406252
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Feb 27, 2024
Property Address	92 MORRIS DR, CARTHAGE, TN 37030-2159
Document Number	0000463355
Book / Page	463 / 355
Map Reference	MB 3 PG 341
Instrument Date	Feb 27, 2024
Instrument	24000587
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,635.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 MORRIS DR, CARTHAGE, TN 37030-2159

Mortgage

Document Number	0024000588
Date	Feb 27, 2024
Instrument	24000588

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SMITH TN
Recording Date	Jul 15, 2021
Property Address	92 MORRIS DR, CARTHAGE, TN 37030-2159
Document Number	406252
Book / Page	406 / 252
Map Reference	MB 3 PG 341 SL B-39
Instrument Date	Jul 15, 2021
Instrument	21002574
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 MORRIS DR, CARTHAGE, TN 37030-2159

Mortgage

Document Number	21002575
Date	Jul 15, 2021
Instrument	21002575

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TN
Property Address	92 MORRIS DR, CARTHAGE, TN 37030-2159
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	345310
Date	Sep 26, 2018
Book Page	345/310
Instrument	18002929

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 15, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 92 Morris Dr was $2,105.

Source: Smith County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,105.00	$121,475 Land $9,500 Building $111,975	$485,900 Land $38,000 Building $447,900
2023		$121,475 (-) Land $9,500 Building $111,975
2022		$121,475 Land $9,500 Building $111,975	$485,900 Land $38,000 Building $447,900
2019	$2,118.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 92 Morris Dr in Zone X, an area of minimal flood risk, though there have been 126 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	126 (1978–2010)
Claims Outside the SFHA	13 of 126
Most Recent Claim	Aug 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Morris Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWENTY FIVE UTILITY DISTRICT serves 2,159 people · EPA ID TN0000718
Water Source	Purchased surface water from SMITH UTILITY DISTRICT
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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