92 Montrose, Irvine, CA 92620 Property Records

Orange County property record for 92 Montrose, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,392 sqft · built 1999
Lot Size	0.096 acres (4,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,500 (Oct 1999)
Tax Bill	$6,925 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`530-492-25`

Property Details

APN / Parcel Number

Primary APN	`530-492-25`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,392 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	4,181 sqft (0.096 acres)
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	92 MONTROSE
City	IRVINE
State	CA
Zip	92620-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15578 BLK LOT 6
Legal Subdivision	TRACT NO 15578
Legal Tract	15578
Legal Lot Number	6
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5001
Census Tract	52436

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 MONTROSE, IRVINE, CA 92620-7902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1999 · Amount on Record
Deed Sale	Oct 28, 1999 · Amount on Record
Deed Document Number	1999758271
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	92 MONTROSE, IRVINE, CA 92620-7902
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 MONTROSE, IRVINE, CA 92620-7902

Mortgage

Document Number	0000002830
Date	Jan 6, 2026
Instrument	2026000002830

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	92 MONTROSE, IRVINE, CA 92620-7902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210868
Date	Jun 17, 2019
Instrument	2019000210868

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	92 MONTROSE, IRVINE, CA 92620-7902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 MONTROSE, IRVINE, CA 92620-7902

Mortgage

Document Number	0000743394
Date	Dec 16, 2020
Instrument	2020000743394

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,217 (+2%) Land $299,080 Building $360,137
2025	$6,925.00 (+4.89%) Homeowner's exemption	$646,292 (+4.04%) Land $293,216 Building $353,076
2023	$6,602.00 (+1.98%) Homeowner's exemption	$621,197 Land $281,831 Building $339,366
2022	$6,474.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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