92 Montcalm Ave, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 92 Montcalm Ave, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 793 sqft · built 1876
Lot Size	0.082 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$66,000 (Dec 2021)
Tax Bill	$2,973 (2026)
Deeds & Mortgages	Dec 2022 Refinance Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091300 207.15-8-44`

Property Details

APN / Parcel Number

Primary APN	`091300 207.15-8-44`
Alternative APN	`130020701500080440000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	793 sqft Living Area
1st Floor Area	572 sqft
Upper Floors Area	221 sqft

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	100 ft deep x 36 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	92 MONTCALM AVE
City	PLATTSBURGH
State	NY
Zip	12901-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIN FR DWLG GARSHED LOT
Legal Block	8
Legal Lot Number	44.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	3
Census Block	3001
Census Tract	100901

Owner

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 MONTCALM AVE, PLATTSBURGH, NY 12901-1534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PARAGON HOME LOANS INC
Dec 2, 2021	Deed, Transfer · Stand-Alone First Mortgage INLAND BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Dec 16, 1996 · Amount on Record
Deed Document Number	2021321081
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	92 MONTCALM AVE, PLATTSBURGH, NY 12901-1534
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000329117
Date	Dec 22, 2022
Instrument	20220-00329117

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON NY
Recording Date	Dec 2, 2021
Property Address	92 MONTCALM AVE, PLATTSBURGH, NY 12901-1534
Document Number	0000321081
Instrument Date	Nov 24, 2021
Instrument	20210-00321081
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MAPLE ST # B, B, PLATTSBURGH, NY 12901-1503

Mortgage

Document Number	21000321082
Date	Dec 2, 2021
Instrument	210-00321082

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
Municipality	Plattsburgh City
Unified School District	Plattsburgh City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,973.00 (+134.46%)
2025	$1,268.00	$96,100 (+13.06%) Land $14,700 Building $81,400	$96,100 (+13.06%) Land $14,700 Building $81,400
2023		$85,000 Land $14,700 Building $70,300	$85,000 Land $14,700 Building $70,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CITY serves 24,173 people · EPA ID NY0900217
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Westelcom Networks.

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