92 Monroe St, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 92 Monroe St, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,892 sqft · built 1953
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jan 2020)
Tax Bill	$11,761 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00220-0000-00054`

Property Details

APN / Parcel Number

Primary APN	`04-00220-0000-00054`
Alternative APN	`040022000054`

Interior

Stories	2 Stories
Building Area	1,892 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040022000054
Street Address	92 MONROE ST
City	CEDAR GROVE
State	NJ
Zip	07009-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100X105 IRR
Legal Subdivision	CEDAR GROVE
Legal Block	220
Legal Lot Number	54
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	6
Census Block	6006
Census Tract	21400

Owner

92 Monroe St is owned and occupied by two individuals who bought it in January 2020.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	92 MONROE ST, CEDAR GROVE, NJ 07009-1542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 6, 2020	Deed of Trust, Mortgage TD BK NA
Jan 14, 2020	Grant Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on File
Deed Sale	Jan 14, 2020 · Amount on File
Deed Document Number	202020004899
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	92 MONROE ST, CEDAR GROVE, NJ 07009-1542
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142804
Date	Dec 2, 2021
Instrument	2021142804

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	92 MONROE ST, CEDAR GROVE, NJ 07009-1542
Document Number	0000099804
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 UNION BLVD TOTOWA NJ 075122566, TOTOWA, NJ 07512-2566

Mortgage

Document Number	0000099804
Date	Oct 9, 2020
Instrument	99804

Lender

Name	TD BK NA
Type	Bank
Address	155 JEFFERSON ST, PASSAIC, NJ 07055-5132

Agreement

Amount	Amount on Record

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 14, 2020
Property Address	92 MONROE ST, CEDAR GROVE, NJ 07009-1542
Document Number	0000004899
Instrument Date	Dec 18, 2019
Instrument	4899
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	92 MONROE ST CEDAR GROVE NJ 070091542, CEDAR GROVE, NJ 07009-1542

Mortgage

Document Number	4900
Date	Jan 14, 2020
Instrument	4900

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 92 Monroe St was $11,761, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$713,700 (+63.06%) Land $321,700 Building $392,000	$713,700 (+63.06%) Land $321,700 Building $392,000
2025	$11,761.00 (+2.8%)	$437,700 Land $247,900 Building $189,800	$437,700 Land $247,900 Building $189,800
2024	$11,441.00
2023		$437,700 Land $247,900 Building $189,800	$437,700 Land $247,900 Building $189,800
2022	$11,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Monroe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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