92 Mitchell Dr, Vine Grove, KY 40175 Property Records

Hardin County property record for 92 Mitchell Dr, Vine Grove, KY 40175

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,450 sqft · built 1974
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Last Sale$244,900 (Sep 2022)
Tax Bill$1,843 (2025)
Deeds & MortgagesJul 2019 Refinance
May 2015 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN118-40-02-005

Property Details

APN / Parcel Number

Primary APN118-40-02-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,450 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area26,136 sqft (0.6 acres)
Garage TypeAttached
Garage Area750 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address92 MITCHELL DR
CityVINE GROVE
StateKY
Zip40175-9403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
JurisdictionHARDIN KY
Township / Civil DivisionRADCLIFF
Census Block Group2
Census Block2005
Census Tract800

Owner

Source: Hardin County assessment roll, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address92 MITCHELL DR, VINE GROVE, KY 40175-9403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FORT KNOX FEDERAL CREDIT UNION
May 11, 2015Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK
Jun 20, 2006Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COUNTRYWIDE HOME LOANS INC
Aug 28, 2007Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COUNTRYWIDE BANK FSB
Sep 2, 2022Deed, Transfer
BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
Apr 29, 2022Deed, Transfer · Line of Credit
WEST POINT BANK
Aug 17, 2021Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
Feb 28, 2005Transfer on Death Deed, Transfer · FHA Mortgage
FIRST FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 2, 2022 · Amount on Record
Deed SaleSep 2, 2022 · Amount on Record
Prior SaleApr 29, 2022 · Amount on Record
Deed Book / Page1540 / 946
Prior Transfer DateMar 21, 2005
Prior Transfer Doc1146/697
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address92 MITCHELL DR, VINE GROVE, KY 40175-9403
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02272/1522
DateJul 3, 2019
Book Page2272/1522
Instrument20190-00008522
Lender
NameFORT KNOX FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

May 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address92 MITCHELL DR, VINE GROVE, KY 40175-9403
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02127/1061
DateMay 11, 2015
Book Page2127/1061
Lender
NameFIRST CITIZENS BANK
TypeBank
AddressELIZABETHTOWN, KY 42701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 4, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address92 MITCHELL DR, VINE GROVE, KY 40175-9403
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001606/638
DateJun 20, 2006
Book Page1606/638
Lender
NameCOUNTRYWIDE HOME LOANS INC
TypeLending Institution
AddressCALABASAS, CA 91302
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2021

August 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address92 MITCHELL DR, VINE GROVE, KY 40175-9403
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyINFINITE TITLE, INFINITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001724/703
DateAug 28, 2007
Book Page1724/703
Lender
NameCOUNTRYWIDE BANK FSB
TypeBank
AddressALEXANDRIA, VA 22314
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2037

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateSep 2, 2022
Property Address92 MITCHELL DR, VINE GROVE, KY 40175-9403
Document Number001540/946
Book / Page1540 / 946
Instrument DateSep 1, 2022
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$245.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 339, BRANDENBURG, KY 40108-0339

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address92 MITCHELL DR, VINE GROVE, KY 40175-9403

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateApr 29, 2022
Property Address92 MITCHELL DR, VINE GROVE, KY 40175-9403
Document Number01533/1043
Book / Page1533 / 1043
Instrument DateApr 27, 2022
Transaction TypeTransfer
Record UpdatedMay 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$167.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 SIGLIN CT, 106, FORT KNOX, KY 40121-3505

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 339, BRANDENBURG, KY 40108-0339

Mortgage

Document Number0002439373
DateApr 29, 2022
Instrument2439/373
Lender
NameWEST POINT BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 27, 2023

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateAug 17, 2021
Property Address92 MITCHELL DR, VINE GROVE, KY 40175-9403
Document Number01517/1145
Book / Page1517 / 1145
Instrument DateAug 16, 2021
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14284 SAINT JOHN RD, RINEYVILLE, KY 40162-9719

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address92 MITCHELL DR, VINE GROVE, KY 40175-9403

Mortgage

Document Number0002397846
DateAug 17, 2021
Instrument2397/846
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

February 2005: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHARDIN KY
Recording DateFeb 28, 2005
Property Address92 MITCHELL DR, VINE GROVE, KY 40175-9403
Document Number1144/500
Book / Page1144 / 500
Instrument DateFeb 25, 2005
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address206 MAPLE ST, 206, VINE GROVE, KY 40175-1431

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 MITCHELL DR, VINE GROVE, KY 40175-9403

Mortgage

Document Number001452/439
DateFeb 28, 2005
Book Page1452/439
Lender
NameFIRST FSB
TypeBank
AddressELIZABETHTOWN, KY 42701
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2035

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityVine Grove City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,843.00 (+122.32%) Homeowner's exemption Additional exemption filed$244,900 (-) Land $15,100 Building $229,800$244,900 (-) Land $15,100 Building $229,800
2023$244,900 Land $15,100 Building $229,800$244,900 Land $15,100 Building $229,800
2021$829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2016–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVINE GROVE WATER DEPARTMENT
serves 6,703 people · EPA ID KY0470440
Water SourcePurchased surface water from HARDIN COUNTY WATER DISTRICT #1
Last State InspectionApr 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Jun 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Brandenburg Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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