Berks County property record for 92 Michigan Dr, Sinking Spring, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,755 sqft · built 2003 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,900 (Feb 2010) |
| Tax Bill | $2,294 (2026) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Dec 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4386-13-13-3530 |
| Primary APN | 4386-13-13-3530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,755 sqft Living Area |
| 1st Floor Area | 1,755 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 79000523 |
|---|---|
| Street Address | 92 MICHIGAN DR |
| City | READING |
| State | PA |
| Zip | 19608-1359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | COLUMBIA COURT PH 02 |
| Legal Block | 13 |
| Legal Lot Number | 106 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SINKING SPRING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10902 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 92 MICHIGAN DR, READING, PA 19608-1359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Dec 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Sep 1, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2010 · Amount on Record |
| Deed Sale | Feb 2, 2010 · Amount on Record |
| Prior Sale | May 24, 2006 · Amount on Record |
| Deed Document Number | 20104301 |
| Prior Transfer Date | Sep 17, 2003 |
| Prior Transfer Doc | 0000083179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 92 MICHIGAN DR, SINKING SPRING, PA 19608-1359 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000037008 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025037008 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 92 MICHIGAN DR, SINKING SPRING, PA 19608-1359 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000037214 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2023037214 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 92 MICHIGAN DR, SINKING SPRING, PA 19608-1359 |
| Document Number | 0000030831 |
| Instrument Date | Sep 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 92 MICHIGAN DR READING PA 196081359, READING, PA 19608-1359 |
| Document Number | 0000030831 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 30831 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2049 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Sinking Spring Borough |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,294.00 (+7.25%) Homeowner's exemption | $124,800 (-) Land $30,700 Building $94,100 | $30,700 (-75.4%) Land $30,700 |
| 2024 | $2,139.00 | $124,800 Land $30,700 Building $94,100 | |
| 1994 | $124,800 Land $30,700 Building $94,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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