92 Luttrell Dr, Winchester, TN 37398 Property Records

Franklin County property record for 92 Luttrell Dr, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,203 sqft · built 1964
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$854 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026045 03200`

Property Details

APN / Parcel Number

Primary APN	`026045 03200`
Alternative APN	`045 03200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,203 sqft Living Area
1st Floor Area	1,203 sqft
Basement Area	228 sqft
Finished Basement	228 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft
Terrain	Rolling
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	176 sqft
Deck Area	150 sqft
Patio Area	294 sqft
Shed	1 Shed
Shed Area	96 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	92 LUTTRELL DR
City	WINCHESTER
State	TN
Zip	37398-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: R04
Jurisdiction	FRANKLIN TN
Township / Civil Division	2
Census Block Group	2
Census Block	2022
Census Tract	960402

Owner

92 Luttrell Dr is owned and occupied by two individuals who acquired it in July 2000.

Source: Franklin County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	92 LUTTRELL DR, WINCHESTER, TN 37398-4641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2000
Deed Sale	Jul 13, 2000
Deed Document Number	0000301480
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	92 LUTTRELL DR, WINCHESTER, TN 37398-4641
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	ACCESS TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000125
Date	Jan 8, 2020
Book Page	T1313/072
Instrument	20000125

Lender

Name	CITIZENS BANK OF LAFAYETTE
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually
Index	Prime Rate

Tax Assessment & Valuation

The 2025 property tax bill for 92 Luttrell Dr was $854.

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$854.00	$42,800 Land $8,250 Building $34,550
2023		$42,800 Land $8,250 Building $34,550
2022	$801.00		$171,200 Land $33,000 Building $138,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Luttrell Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Luttrell Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20