92 Ludlow Rd, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 92 Ludlow Rd, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,648 sqft · built 1960
Lot Size	0.53 acres (23,104 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Apr 2025)
Tax Bill	$6,462 (2026)
Deeds & Mortgages	May 2020 Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`762-00006`

Property Details

APN / Parcel Number

Primary APN	`762-00006`
Alternative APN	`CHIC M:0762 P:00006`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	3,464 sqft
1st Floor Area	1,396 sqft
Basement Area	457 sqft
Unfinished Basement	457 sqft
Game Room	Game Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,104 sqft (0.53 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	762-00006
Street Address	92 LUDLOW RD
City	CHICOPEE
State	MA
Zip	01020-4475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2000
Census Tract	811302

Owner

92 Ludlow Rd is owned and occupied by an individual who bought it in April 2025.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	92 LUDLOW RD, CHICOPEE, MA 01020-4475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA)
Jun 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2025 · Amount on File
Deed Sale	Apr 10, 2025 · Amount on File
Prior Sale	Oct 5, 2001 · Amount on File
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	92 LUDLOW RD, CHICOPEE, MA 01020-4475
Document Number	23204-216
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 LUDLOW RD CHICOPEE MA 010204475, CHICOPEE, MA 01020-4475

Mortgage

Document Number	23204-216
Date	May 11, 2020
Book Page	023204/000216
Instrument	23736

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 21, 2017
Property Address	92 LUDLOW RD, CHICOPEE, MA 01020-4475
Document Number	21730-8
Book / Page	021730 / 000008
Instrument Date	Apr 26, 2017
Instrument	34209
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	92 LUDLOW RD CHICOPEE MA 010204475, CHICOPEE, MA 01020-4475

Tax Assessment & Valuation

The 2026 property tax bill for 92 Ludlow Rd was $6,462, up 33.2% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,462.00 (+33.21%)	$424,000 (+32.5%) Land $132,000 Building $292,000	$387,496 (+1.57%)
2025	$4,851.00 (+5.3%)	$320,000 (+2.53%) Land $118,100 Building $201,900	$381,520
2024	$4,607.00 (+5.96%)	$312,100 (+8.75%) Land $115,800 Building $196,300
2023	$4,348.00	$287,000 Land $105,300 Building $181,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Ludlow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Ludlow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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